6128 OAK CLUSTER CIRCLE, TAMPA, FL, 33634
Active26 days on marketListed Sep 17, 2026MLS #TB8549117
About this home
6128 OAK CLUSTER CIRCLE
Welcome to 6128 Oak Cluster Circle, a well-maintained two-bedroom, one-and-a-half-bath townhome offering a functional layout, private outdoor space and the rare advantage of no HOA! The main level features an open living and dining area with abundant natural light, a convenient half bath and a nicely appointed kitchen with granite countertops and ample cabinetry. Sliding glass doors lead to the fenced backyard, providing a comfortable space to relax, entertain or enjoy the Florida sunshine. Upstairs, you’ll find two generously sized bedrooms with excellent closet space and a full bathroom with dual sinks. Additional highlights include interior laundry, an attached one-car garage, a 2021 roof and HVAC system, and extra driveway parking. Conveniently located near the Veterans Expressway, Tampa International Airport, shopping, dining and everyday necessities, this home offers outstanding accessibility in the heart of Tampa. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
900
Sqft
0.06 ac
Lot size
1
Garage
1984
Year built
Two
Levels
$272
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,943 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,943/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.3%
$/sqft vs Tampa actives
$272 vs $289
Days on market
26 vs 64 typical
Where $272/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33634 — neighborhood snapshot
Population
21,643
Median age
38.9
Median income
$69,185
Median home value
$310,900
Avg household
2.82
Households w/ children
2,669
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
223 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% below the TAMPA 33634 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 6128 OAK CLUSTER CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$250,000
6138 OAK CLUSTER CIRCLE · same community
2 bd · 1.5 ba · 900 sqft · $278/sqft · 170 DOM
Sold · May ’26$245,000
6130 OAK CLUSTER CIRCLE · same community
3 bd · 1.5 ba · 1,131 sqft · $217/sqft · 18 DOM
Sold · Jun ’26$220,000
6258 OAK CLUSTER CIR
2 bd · 1.5 ba · 900 sqft · $244/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 6128 OAK CLUSTER CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6128 OAK CLUSTER CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6128 OAK CLUSTER CIRCLE FAQs
What would the monthly payment be for 6128 OAK CLUSTER CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,943/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6128 OAK CLUSTER CIRCLE?+
The most recent tax bill on record (2025) was $2,796. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $244,900, this home is listed about 44% below the Tampa median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6128 OAK CLUSTER CIRCLE?+
Crestwood Elementary School (elementary), Leto High School (high), Pierce Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA CAPITAL REALTY · Scott Tellinghuisen. MLS #TB8549117.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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