
433 S PAULA DRIVE UNIT 21, DUNEDIN, FL, 34698
Active1 days on marketListed Sep 19, 2026MLS #TB8549146
About this home
433 S PAULA DRIVE UNIT 21
Just steps from the water and moments from everything you love about Dunedin, this beautifully updated 2-bedroom, 2.5-bath townhome style condo in South Paula Point is the kind of place that makes you want to stay awhile. Inside, every detail has been beautifully remodeled. The showstopping kitchen features crisp white shaker cabinetry, elegant marble countertops with a matching full-height backsplash, stainless steel appliances, and a custom two-tone island topped with a warm butcher block. Open to the living area, it’s made for morning coffee, effortless entertaining, and everything in between. Wide-plank wood-look flooring flows throughout the main level, leading to a charming shiplap accent wall with a built-in electric fireplace. Upstairs, both spacious bedrooms offer their own private en-suite bathrooms perfect for guests, roommates, or simply having a little extra privacy. And step onto your balcony, and the view tells its own story. Take in beautiful water views while watching boats drift by, sunsets paint the sky, and if you’re lucky…manatees playing in the water below. It’s the kind of everyday moment that never really gets old. And then there’s the life style. Located along the Dunedin Causeway, you’re just minutes from the white-sand beaches and natural beauty of Honeymoon Island State Park, where Gulf sunsets, coastal wildlife, nature trails, shelling, and endless blue-water views become part of your everyday life. From there, explore the untouched beauty of nearby Caladesi Island by ferry, kayak, or boat. When you’re ready for dinner, shopping, golf, or a night out, Downtown Dunedin is just minutes away, with charming boutiques, local restaurants, breweries, galleries, and that unmistakable coastal atmosphere. Back home, enjoy the easy waterfront lifestyle of South Paula Point with a sparkling pool, sundeck, and shuffleboard all just steps from the water.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,290
Sqft
2.4 ac
Lot size
1975
Year built
Two
Levels
$278
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,889 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,889/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.9%
$/sqft vs Dunedin actives
$278 vs $309
Days on market
1 vs 53 typical
Where $278/sqft sits among the 239 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$455K → $443K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
134 of 239
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% above the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 433 S PAULA DRIVE UNIT 21
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$200,000
433 S PAULA DRIVE UNIT 21 · same community
2 bd · 2.5 ba · 1,290 sqft · $155/sqft · 69 DOM
Sold · Jul ’26$655,000
433 S PAULA DRIVE UNIT 31 · same community
3 bd · 2.5 ba · 1,755 sqft · $373/sqft · 124 DOM
Sold · Mar ’26$580,000
433 S PAULA DRIVE UNIT 34 · same community
2 bd · 2.5 ba · 1,755 sqft · $330/sqft · 60 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 433 S PAULA DRIVE UNIT 21 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 433 S PAULA DRIVE UNIT 21 — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
433 S PAULA DRIVE UNIT 21 FAQs
What would the monthly payment be for 433 S PAULA DRIVE UNIT 21?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,889/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 433 S PAULA DRIVE UNIT 21?+
The most recent tax bill on record (2025) was $5,485. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 433 S PAULA DRIVE UNIT 21?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $359,000, this home is listed about 10% below the Dunedin median of $400,000. The market section on this page shows how the area is trending.
Which schools are assigned to 433 S PAULA DRIVE UNIT 21?+
Dunedin Highland Middle School (middle), San Jose Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Fresh on the market
Only 1 day on market in a Dunedin market that averages 53 — if it fits, move quickly.
03Strong assigned schools
Dunedin Highland Middle School, San Jose Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Scarleth Johnson. MLS #TB8549146.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Dunedin homes, in your inbox
Like 433 S PAULA DRIVE UNIT 21 but not quite? A daily digest of every new listing in Dunedin — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Colleen to ping you on any price or status change →


