602 SPECK COURT, TAMPA, FL, 33613
Active3 days on marketListed Sep 18, 2026MLS #TB8549172
About this home
602 SPECK COURT
Short Sale. 4 Bed Home on Oversized Lot with Lake Views – No HOA / No CDD! — Welcome to 602 Speck Ct! Tucked away at the end of a quiet cul-de-sac in Tampa, this spacious home sits on an expansive, oversized lot offering exceptional privacy and a scenic backdrop along the water. This property presents a wonderful canvas for buyers looking to apply their personal touches or update a home to fit their style. Inside, you will find a versatile layout with generous living space leading out to a massive Florida room that smoothly blends indoor and outdoor living. Enjoy tranquil lake views directly from your backyard, perfect for relaxing afternoons or gathering with guests. Say goodbye to strict rules and extra expenses, as this property gives you the flexibility to store your boat, RV, or trailer on-site. Convenience is key! Perfectly situated just minutes from I-275 for an easy commute across Tampa Bay, close to major shopping centers including Tampa Premium Outlets, and only 20 minutes from Lotte Plaza Market. This property is a Short Sale and is being sold As-Is—a distinct opportunity to purchase a high-potential residence on a rare waterfront lot. Schedule your private tour today to explore the possibilities.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,371
Sqft
1.43 ac
Lot size
2
Garage
1979
Year built
One
Levels
$190
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,262 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,262/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−22.2%
$/sqft vs Tampa actives
$190 vs $293
Days on market
3 vs 43 typical
Where $190/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Magdalene
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Lake Magdalene — neighborhood snapshot
Population
31,512
Median age
43
Median income
$81,772
Median home value
$334,003
Avg household
2
Households w/ children
3,419
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $435K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
242 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 171% above the TAMPA 33613 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 602 SPECK COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$549,990
5511 COUNTRY LAKES TRAIL · same community
3 bd · 2 ba · 2,304 sqft · $239/sqft · 2 DOM
Sold · Apr ’26$543,200
603 SPECK COURT · same community
4 bd · 2.5 ba · 2,226 sqft · $244/sqft · 5 DOM
Sold · Sep ’26$730,000
6988 COUNTRY LAKES CIRCLE · same community
3 bd · 3 ba · 2,121 sqft · $344/sqft · 87 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 602 SPECK COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 602 SPECK COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
602 SPECK COURT FAQs
What would the monthly payment be for 602 SPECK COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,262/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 602 SPECK COURT?+
The most recent tax bill on record (2025) was $3,041. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 602 SPECK COURT?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $450,000, this home is priced right at the Tampa median.
Which schools are assigned to 602 SPECK COURT?+
Lake Magdalene Elementary School (elementary), Chamberlain High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$450,000 runs 171% above the TAMPA 33613 median — but at 2,371 sqft it's also 50% larger than the typical Tampa listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 3 days on market in a Tampa market that averages 43 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Zulma Machain. MLS #TB8549172.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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