6645 WAGON TRAIL STREET, ZEPHYRHILLS, FL, 33541
Active5 days on marketListed Sep 18, 2026MLS #TB8549284
About this home
6645 WAGON TRAIL STREET
Comfortable, spacious, and easy to enjoy, this single-story home in Silverado Ranch offers an open layout with plenty of flexibility for everyday living. The kitchen sits at the center of the main living space with generous cabinetry and counter space, a large island, pantry, and an easy connection to both the dining and living areas. Sliding glass doors bring you directly to the screened patio and backyard. The primary suite offers plenty of room for larger furniture and is complemented by an impressively sized walk-in closet and private bath with dual sinks, a walk-in shower, and separate water closet. Additional rooms can easily accommodate family, guests, a home office, or other needs, and an interior laundry room adds everyday convenience. Out back, the covered and screened patio creates additional space for dining, entertaining, or relaxing outdoors. The fenced backyard still provides plenty of usable green space beyond the patio, and the attached garage offers additional parking and storage.Living in Silverado Ranch comes with more than neighborhood amenities. Cable and internet are included with the HOA, along with access to the community pool, playground, dog park, sidewalks, and walking areas. The location also keeps everyday conveniences within easy reach, with shopping, groceries, restaurants, and services available along the nearby US-301 corridor. SR-54 provides access toward Wesley Chapel, where additional shopping and dining can be found at The Shops at Wiregrass and Tampa Premium Outlets, while I-75 connects you to Tampa and the greater Tampa Bay area.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,918
Sqft
0.16 ac
Lot size
2
Garage
2018
Year built
One
Levels
$162
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,667 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,667/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.8%
$/sqft vs SILVERADO RANCH SUB
$162 vs $164
Days on market
5 vs 49 typical
Where $162/sqft sits among the 7 homes for sale in SILVERADO RANCH SUB
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Silverado Ranch
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
Silverado Ranch — neighborhood snapshot
Population
1,272
Median age
41
Median income
$95,551
Median home value
$335,700
Avg household
3
Households w/ children
154
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $342K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
6 of 7
SILVERADO RANCH SUB have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% below the ZEPHYRHILLS 33541 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 6645 WAGON TRAIL STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$350,000
7139 STEER BLADE DRIVE · same community
4 bd · 3 ba · 2,046 sqft · $171/sqft · 96 DOM
Sold · Jul ’26$320,000
6794 WAGON TRAIL STREET · same community
3 bd · 2 ba · 1,690 sqft · $189/sqft · 14 DOM
Sold · Oct ’25$379,000
35668 BURMA REED DRIVE · same community
3 bd · 2 ba · 1,683 sqft · $225/sqft · 67 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6645 WAGON TRAIL STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6645 WAGON TRAIL STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6645 WAGON TRAIL STREET FAQs
What would the monthly payment be for 6645 WAGON TRAIL STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,667/mo — principal and interest, the actual property-tax bill, the $72/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6645 WAGON TRAIL STREET?+
The association fee works out to $72 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6645 WAGON TRAIL STREET?+
The most recent tax bill on record (2025) was $5,672. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6645 WAGON TRAIL STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $310,000, this home is listed about 3% below the Zephyrhills median of $319,700. The market section on this page shows how the area is trending.
Which schools are assigned to 6645 WAGON TRAIL STREET?+
Zephyrhills High School (high), Raymond B. Stewart Middle School (middle), New River Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Johanna Diaz. MLS #TB8549284.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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