3812 N 54TH STREET, TAMPA, FL, 33619
Active27 days on marketListed Sep 16, 2026MLS #TB8549437
About this home
3812 N 54TH STREET
This move in ready fully furnished Tampa home is the perfect place for a family to own their first home or for an investor looking to grow their portfolio with an established short-term rental setup from day one. This well-maintained 3-bedroom, 1-bath home is being offered with the furnishings included, making it an excellent option for an investor looking for a ready-to-go rental property or a buyer who simply wants the convenience of a move-in-ready home. Currently operated a successful short term rental , the property is already set up for guests with furnished living and sleeping spaces, allowing a new owner to take over the existing setup and make it their own. Recent improvements over the past two years include a new water heater, updated electrical panel, new fencing with outdoor lighting, and more. Outside, the fully fenced backyard offers an impressive amount of usable space and two separate patio areas. One is conveniently located just off the kitchen for grilling and outdoor dining, while the second creates a great space for relaxing and entertaining. The spacious yard also offers plenty of possibilities for future outdoor updates. Conveniently located near Downtown Tampa, Ybor City and major roadways, this property combines accessibility, flexibility and investment potential in one package. Whether you're looking for a primary residence, furnished rental, or a turnkey opportunity to continue operating as a short-term rental, this one is ready for its next owner.
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
990
Sqft
0.13 ac
Lot size
1951
Year built
One
Levels
$268
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,894 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,894/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.8%
$/sqft vs Tampa actives
$268 vs $289
Days on market
27 vs 64 typical
Where $268/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Grant Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Grant Park — neighborhood snapshot
Population
2,225
Median age
34
Median income
$47,571
Median home value
$221,010
Avg household
3
Households w/ children
302
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
223 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the TAMPA 33619 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 3812 N 54TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$240,000
3808 N 54TH STREET · same community
3 bd · 1 ba · 917 sqft · $262/sqft · 20 DOM
Sold · Aug ’26$255,000
3714 N 55TH STREET · same community
3 bd · 2 ba · 1,140 sqft · $224/sqft · 111 DOM
Sold · Jul ’26$219,000
3807 N GARRISON STREET · same community
3 bd · 2 ba · 1,200 sqft · $183/sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3812 N 54TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3812 N 54TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3812 N 54TH STREET FAQs
What would the monthly payment be for 3812 N 54TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,894/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3812 N 54TH STREET?+
The most recent tax bill on record (2025) was $677. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $265,000, this home is listed about 39% below the Tampa median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3812 N 54TH STREET?+
Oak Park Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Blake High School (high), Burnett Middle School (middle) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TAMPA 33619 market on paper
$265,000 is 6% below the TAMPA 33619 median of $282,450, and at $268/sqft it sits under the Tampa average of $341.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03The price has already moved
Listed at $275,000, now $265,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY LLC · Kate Cottle. MLS #TB8549437.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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