2036 PORTCASTLE CIRCLE, WINTER GARDEN, FL, 34787
Active2 days on marketListed Sep 18, 2026MLS #TB8549464
About this home
2036 PORTCASTLE CIRCLE
Virtually Staged. Welcome to this charming two-story home in the desirable Stone Creek community of Winter Garden! All bedrooms are conveniently located upstairs, offering a functional split from the main living space below. The kitchen boasts stainless steel appliances and a breakfast bar that opens up to the dining area and living room, creating a bright, open-concept layout perfect for everyday living and entertaining. Ideally located near Johns Lake, with easy access to nearby shopping, dining, and parks including the West Orange Trail, this home offers the perfect blend of comfort and convenience in one of Winter Garden's sought-after communities. Don't miss this move-in ready opportunity!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,698
Sqft
0.11 ac
Lot size
2
Garage
2006
Year built
Two
Levels
$253
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,486 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,486/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.6%
$/sqft vs Winter Garden actives
$253 vs $260
Days on market
2 vs 42 typical
Where $253/sqft sits among the 400 Winter Garden actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Stone Creek
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Garden. See the full Winter Garden guide →
Stone Creek — neighborhood snapshot
Population
1,146
Median age
36
Median income
$108,399
Median home value
$496,400
Avg household
3
Households w/ children
202
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Garden market
$585K → $611K
Winter Garden median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
223 of 400
Winter Garden actives have cut their price
Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% below the WINTER GARDEN 34787 median. See the full Winter Garden market guide →
Paper trail
This home's history
Reality check
What actually sold near 2036 PORTCASTLE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$536,191
17049 HAGGERTY HOLLOW DRIVE
3 bd · 2 ba · 1,772 sqft · $303/sqft · 21 DOM
Sold · Oct ’25$526,000
13029 TRANQUIL WATER ALLEY
3 bd · 2.5 ba · 1,836 sqft · $286/sqft · 0 DOM
Sold · Jul ’26$529,900
1968 PANTHEON DRIVE
3 bd · 2 ba · 1,971 sqft · $269/sqft · 28 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2036 PORTCASTLE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2036 PORTCASTLE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2036 PORTCASTLE CIRCLE FAQs
What would the monthly payment be for 2036 PORTCASTLE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,486/mo — principal and interest, the actual property-tax bill, the $46/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2036 PORTCASTLE CIRCLE?+
The association fee works out to $46 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2036 PORTCASTLE CIRCLE?+
The most recent tax bill on record (2025) was $6,705. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2036 PORTCASTLE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Garden?+
At $429,900, this home is listed about 25% below the Winter Garden median of $574,950. The market section on this page shows how the area is trending.
Which schools are assigned to 2036 PORTCASTLE CIRCLE?+
Whispering Oak Elementary (elementary), Sunridge Middle (middle), West Orange High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the WINTER GARDEN 34787 market on paper
$429,900 is 14% below the WINTER GARDEN 34787 median of $499,000, and at $253/sqft it sits under the Winter Garden average of $276.
02Fresh on the market
Only 2 days on market in a Winter Garden market that averages 42 — if it fits, move quickly.
03Strong assigned schools
Whispering Oak Elementary, Sunridge Middle, West Orange High — Whispering Oak Elementary rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of TAH FLORIDA LLC · Joshua Nogowski. MLS #TB8549464.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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