
1310 GULF BOULEVARD UNIT 502, INDIAN ROCKS BEACH, FL, 33785
Active3 days on marketListed Sep 17, 2026MLS #TB8549483
About this home
1310 GULF BOULEVARD UNIT 502
Experience elevated beachfront living in this exceptional penthouse at Sea Horse Condominium, an intimate 15-residence Gulf-front community directly on the sands of Indian Rocks Beach (IRB). Endless Gulf views and spectacular sunsets create an extraordinary coastal retreat, ideal as a luxurious second home or full-time Florida residence. This move-in-ready, fully updated penthouse is being sold furnished, offering effortless coastal living from day one. Hurricane-impact windows and sliders fill the open-concept living space with natural light while showcasing breathtaking Gulf of Mexico views. Beautiful vinyl plank flooring flows throughout, complemented by new kitchen cabinetry, quartz countertops, newer appliances and beautifully updated baths. The HVAC system and water heater were replaced in 2021. The spacious primary suite features a beautifully updated en-suite bath and walk-in closet, while the Gulf-front private balcony provides direct access from the living room, creating a seamless indoor-outdoor connection and an unparalleled setting for morning coffee, evening cocktails and spectacular sunsets. Sea Horse Condominium has undergone extensive improvements, including hurricane-impact windows and doors, epoxy non-skid balcony surfaces, an updated pool and enhanced grounds. With only 15 residences, this boutique community offers a level of privacy and exclusivity rarely found along Florida’s Gulf Coast. Ideally on Gulf Boulevard in IRB, this penthouse places you close to locally loved restaurants, shops and the area's relaxed beach-town lifestyle, with convenient access to Clearwater Beach, St. Petersburg and the greater Tampa Bay area. A rare opportunity to own a beautifully updated, furnished Gulf-front penthouse where breathtaking views, coastal living and the beach are right outside your door.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,340
Sqft
0 ac
Lot size
1985
Year built
One
Levels
$857
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,768 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,768/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+154%
$/sqft vs Indian Rocks Beach actives
$857 vs $674
Days on market
3 vs 89 typical
Where $857/sqft sits among the 85 Indian Rocks Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Rocks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Rocks Beach. See the full Indian Rocks Beach guide →
Indian Rocks — neighborhood snapshot
Population
3,655
Median age
59
Median income
$104,994
Median home value
$687,925
Avg household
2
Households w/ children
160
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Rocks Beach market
$950K → $725K
Indian Rocks Beach median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
46 of 85
Indian Rocks Beach actives have cut their price
Median sold price, Indian Rocks Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% above the INDIAN ROCKS BEACH 33785 median. See the full Indian Rocks Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1310 GULF BOULEVARD UNIT 502
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$390,000
14264 PAGE AVENUE
3 bd · 2 ba · 1,376 sqft · $283/sqft · 237 DOM
Sold · Jun ’26$1,020,000
102 GULF BOULEVARD UNIT 401
2 bd · 2 ba · 1,279 sqft · $797/sqft · 21 DOM
Sold · Feb ’26$410,000
11535 SHIPWATCH WAY UNIT 1026
2 bd · 2 ba · 1,245 sqft · $329/sqft · 74 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 1310 GULF BOULEVARD UNIT 502 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1310 GULF BOULEVARD UNIT 502 — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1310 GULF BOULEVARD UNIT 502 FAQs
What would the monthly payment be for 1310 GULF BOULEVARD UNIT 502?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,768/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1310 GULF BOULEVARD UNIT 502?+
The most recent tax bill on record (2025) was $11,723. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1310 GULF BOULEVARD UNIT 502?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Rocks Beach?+
At $1,149,000, this home is listed about 53% above the Indian Rocks Beach median of $749,450. The market section on this page shows how the area is trending.
Which schools are assigned to 1310 GULF BOULEVARD UNIT 502?+
Anona Elementary School (elementary), Seminole Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,149,000 runs 42% above the INDIAN ROCKS BEACH 33785 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 3 days on market in a Indian Rocks Beach market that averages 89 — if it fits, move quickly.
04Strong assigned schools
Anona Elementary School, Seminole Middle School, Richard O Jacobson Technical High School At Seminole — Anona Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBY'S INTL REALTY · Karen Apa. MLS #TB8549483.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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