324 W HAYA STREET, TAMPA, FL, 33603
Active1 days on marketListed Sep 19, 2026MLS #TB8549504
About this home
324 W HAYA STREET
Virtually Staged. Pre-Construction. To be built. South of France meets South Seminole Heights. An opportunity to build a French-inspired residence in one of Tampa’s most sought-after neighborhoods. Buyers may also inquire about the opportunity to purchase the existing home in its current AS-IS condition. The proposed pre-construction residence offers 4 bedrooms, 3.5 bathrooms, a 2-car garage, and approximately 3,047 square feet of heated living area, blending European-inspired architecture with modern functionality. Designed for both everyday living and entertaining, buyers will have the opportunity to personalize select finishes, with additional upgrades and customization options available. The outdoor living package is highlighted by an 8’ x 16’ saltwater pool included in the current offering price, complete with a 4’ sun shelf, two bubblers, two color-changing lights, variable-speed pump, salt system, automatic cleaner, safety fence, and approximately 300 square feet of travertine or comparable paver coping. A mini-pebble pool finish and additional upgrades or customizations are available at additional cost. Positioned just moments from Rivercrest Park and within close proximity to some of Seminole Heights’ most beloved destinations, including Heights Drive Thru, Spaddy’s Coffee, La Segunda Bakery, The Salty Donut, Mandarin Heights, Trophy Fish, and Bamboozle Café, this location puts dining, coffee, recreation, and neighborhood favorites within easy reach. No HOA or CDD fees, and no flood insurance currently required by lenders based on the property’s flood zone designation. This is a pre-construction opportunity. Renderings, plans, dimensions, features, finishes, and specifications are for illustrative purposes and are subject to change based on final plans, permitting, engineering, availability, and buyer selections. Final pricing may vary based on selected upgrades and customizations. Buyer to independently verify all measurements, specifications, included features, permitting requirements, flood zone and insurance requirements, and other information deemed important.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,047
Sqft
0.13 ac
Lot size
2
Garage
2027
Year built
Two
Levels
$410
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,922 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,922/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−33.2%
$/sqft vs Tampa actives
$410 vs $290
Days on market
1 vs 43 typical
Where $410/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Seminole Heights
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
South Seminole Heights — neighborhood snapshot
Population
3,148
Median age
40
Median income
$95,977
Median home value
$329,233
Avg household
2
Households w/ children
243
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $435K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
244 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 172% above the TAMPA 33603 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 324 W HAYA STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$1,100,000
333 W SOUTH AVENUE · same community
4 bd · 3.5 ba · 2,989 sqft · $368/sqft · 21 DOM
Sold · Jun ’26$749,900
213 W GIDDENS AVENUE · same community
4 bd · 3 ba · 2,433 sqft · $308/sqft · 52 DOM
Sold · Oct ’25$465,000
11319 LAUREL BROOK COURT · same community
4 bd · 3 ba · 2,281 sqft · $204/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 324 W HAYA STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 324 W HAYA STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
324 W HAYA STREET FAQs
What would the monthly payment be for 324 W HAYA STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,922/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 324 W HAYA STREET?+
The most recent tax bill on record (2025) was $6,588. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 324 W HAYA STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $1,249,900, this home is listed about 178% above the Tampa median of $449,000. The market section on this page shows how the area is trending.
Which schools are assigned to 324 W HAYA STREET?+
Broward Elementary School (elementary), Memorial Middle School (middle), Hillsborough High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,249,900 runs 172% above the TAMPA 33603 median — but at 3,047 sqft it's also nearly twice the size of the typical Tampa listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 1 day on market in a Tampa market that averages 43 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of FRANK ALBERT REALTY · Panida Promsook. MLS #TB8549504.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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