CENTURY 21 Edge
$1,050,0005 bd3 ba3,867 sqft$272 /sqft≈$7,269 /mo all-in ↓

17018 DENNIS ROAD, LUTZ, FL, 33558

Active6 days on marketListed Oct 6, 2026MLS #TB8549716

WaterfrontSingle Family ResidenceUNPLATTED

About this home

17018 DENNIS ROAD

Do not miss your opportunity to own this ONE-OF-A-KIND LAKEFRONT ESTATE situated on an incredible 1.38-acre property with 117 feet of WATER FRONTAGE on two connecting lakes—Lake Helen and Lake Ellen! Located in the highly sought-after STEINBRENNER school district, this renovated 5 Bedroom + 3 Bath block home offers beautiful designer touches, incredible WATER VIEWS, a composite boat dock and boathouse, a spectacular 900 sq ft Florida room, an oversized workshop/bonus space, separate storage building, and an expansive driveway with parking for 8+ vehicles or an RV. Inside, the open floorplan is filled with natural light and showcases beautiful lake views from many of the main living areas through newer windows accented with plantation shutters. The spacious kitchen is perfect for entertaining and features stainless steel appliances, granite countertops, an oversized center island, and a separate bar area with a wine refrigerator. One of the most impressive features of this home is the Florida room featuring soaring cathedral ceilings, an abundance of space for entertaining, and three sets of French doors overlooking the lake. Whether hosting a large gathering or simply relaxing and enjoying the peaceful waterfront setting, this incredible space takes full advantage of the property's beautiful views. The fifth bedroom offers an impressive 529 sq ft of flexible living space and the former garage has also been converted into an expansive multipurpose workshop/bonus space, providing even more flexibility for hobbies, storage, recreation, or workspace. Enjoy true waterfront living with lots of room to entertain, relax, and enjoy the outdoors. The composite dock and boathouse, built in 2021, provide direct access to the connecting lakes where you can enjoy boating, skiing, fishing, or simply taking in the peaceful water views. The exterior has also been updated with Hardie Board siding, and the oversized property offers approximately .80 acre of land with the remaining acreage consisting of riparian rights associated with the lake. All of this in an incredibly convenient location near St. Joseph's Hospital-North, Publix, the Veterans Expressway and Suncoast Parkway, with Tampa International Airport approximately 15 minutes away. This is a truly unique opportunity to own an expansive lakefront property with exceptional indoor and outdoor living space in one of the area's most desirable school districts

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

3,867

Sqft

1.38 ac

Lot size

1973

Year built

One

Levels

$272

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringTile
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewWater
FacesSouth
ParkingDriveway · Off Street · Open · Parking Pad
ExteriorFrench Doors · Rain Gutters · Storage

Community & fees

Taxes (2025)$12,593/yr
PetsCats OK, Dogs OK, Yes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Street Lights
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,269 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,666
PMI (est., until 20% equity)$394
Property tax — 2025 actual bill$1,049
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $105,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $105,000
Interest rate6.00%
Loan term

Estimated payment

$7,269/mo

Principal & interest$5,666
PMI (est., until 20% equity)$394
Property taxes (actual bill)$1,049
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.1M
$974KedgeAI estimate $1,126,935 · range $1.0M–$1.2M$1.2M

vs edgeAI estimate

−6.8%

$/sqft vs UNPLATTED

$272 vs $301

Days on market

6 vs 66 typical

Where $272/sqft sits among the 163 homes for sale in UNPLATTED

77 · this home
40
22
5
6
13
$154–293$293–433$433–573$573–713$713–852$852+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Northdale

Drive times from this address

Tampa Int’l Airport (TPA)≈ 26 min
Downtown Tampa≈ 30 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lutz. See the full Lutz guide →

Northdale — neighborhood snapshot

Population

24,347

Median age

38

Median income

$87,959

Median home value

$291,444

Avg household

2

Households w/ children

2,819

For the school run

Hillsborough County School District

HighGaither High School★★★★★
MiddleHill Middle School★★★★★
ElementaryCarrollwood K-8 School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lutz market

Seller’s marketLeans seller — 3.4 months of inventoryBuyer’s market

$541K → $512K

Lutz median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

91 of 163

UNPLATTED have cut their price

Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 163% above the LUTZ 33558 median. See the full Lutz market guide →

Paper trail

This home's history

Oct 6, 2026Listed at $1,050,000 · 6 days on market since
1973Built · UNPLATTED

Reality check

What actually sold near 17018 DENNIS ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

908 PELOTE CEMETERY ROADSold · Dec ’25

$1,450,000

908 PELOTE CEMETERY ROAD · same community

6 bd · 4.5 ba · 3,982 sqft · $364/sqft · 10 DOM

6201 BOB HEAD ROADSold · Dec ’25

$640,000

6201 BOB HEAD ROAD · same community

4 bd · 2.5 ba · 3,741 sqft · $171/sqft · 102 DOM

12945 MORRIS BRIDGE ROADSold · Dec ’25

$1,085,000

12945 MORRIS BRIDGE ROAD · same community

5 bd · 5 ba · 4,571 sqft · $237/sqft · 509 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 17018 DENNIS ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 17018 DENNIS ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

17018 DENNIS ROAD FAQs

What would the monthly payment be for 17018 DENNIS ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,269/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 17018 DENNIS ROAD?+

The most recent tax bill on record (2025) was $12,593. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 17018 DENNIS ROAD?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lutz?+

At $1,050,000, this home is listed about 116% above the Lutz median of $484,999. The market section on this page shows how the area is trending.

Which schools are assigned to 17018 DENNIS ROAD?+

Gaither High School (high), Hill Middle School (middle), Carrollwood K-8 School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,050,000 runs 163% above the LUTZ 33558 median — but at 3,867 sqft it's also nearly twice the size of the typical Lutz listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 6 days on market in a Lutz market that averages 66 — if it fits, move quickly.

04Strong assigned schools

Gaither High School, Hill Middle School, Carrollwood K-8 School, Patricia Sullivan Metropolitan Ministries Partnership School — Gaither High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Amanda Siftar. MLS #TB8549716.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Lutz homes, in your inbox

Like 17018 DENNIS ROAD but not quite? A daily digest of every new listing in Lutz — straight from the MLS, hours after it goes live. Unsubscribe anytime.

By checking this box, I provide my prior express written consent to CENTURY 21 Edge, directly or through its affiliated real estate agents, to contact me at the telephone number(s) and email address I provide regarding my inquiry, real estate services, and marketing or promotional communications, including property listings, market updates, open houses, home value reports, and related real estate information. I authorize calls and text messages made using an automatic telephone dialing system or other automated technology and calls using prerecorded or artificial voice. I also consent to receive marketing and promotional emails. Consent is not a condition of purchasing any property, goods, or services. Message and data rates may apply. Message frequency varies. Reply STOP to opt out of text messages or HELP for help. I may unsubscribe from marketing emails using the unsubscribe link in any marketing email. I may revoke my consent to calls or text messages at any time using any reasonable method. Calls with CENTURY 21 Edge may be recorded. See our Privacy Policy, Terms of Use, and SMS Terms.

Just watching this one home? Ask Tommy to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated October 11, 2026 at 4:14 AM UTC. The listing information on this page last changed on October 11, 2026 at 4:14 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on October 11, 2026 at 4:14 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: October 11, 2026 at 4:14 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.