CENTURY 21 Edge
$179,0001 bd1 ba625 sqft$286 /sqft$1,836 /mo all-in ↓

212 S CHURCH AVENUE UNIT 211, TAMPA, FL, 33609

Active3 days on marketListed Sep 18, 2026MLS #TB8549740

Priced 64% below the TAMPA 33609 medianCondominiumPALMS OF BEACH PARK A CONDOMIN

About this home

212 S CHURCH AVENUE UNIT 211

Location, location, location! This second-floor corner-unit condo offers an incredible opportunity in the heart of South Tampa, combining a highly desirable location with low-maintenance living and an established tenant already in place. This 1-bedroom, 1-bathroom second-floor corner unit enjoys added privacy and abundant natural light from multiple exposures. Inside, you’ll find luxury vinyl plank flooring, a functional galley-style kitchen, and a newer washer/dryer combo unit. The condo also includes one assigned parking space. The well-maintained, pet-friendly community features beautiful landscaping, a relaxing courtyard fountain, and a dedicated area for walking your dog. Major community improvements have already been completed, including new roofs in 2024, with no current or proposed assessments. The low monthly HOA fee of just $419 includes exterior maintenance, grounds and landscaping, water, sewer, trash, common-area maintenance, and property/community management. The location is hard to beat. Situated across the street from LA Fitness, short distance of Trader Joe’s, and just minutes from some of Tampa’s best restaurants, bars, shopping, and entertainment, this condo puts everyday conveniences and the best of South Tampa right at your doorstep. For investors, the property offers the added benefit of a responsible tenant already in place through June 4, 2027, currently paying $1,600 each month plus utilities with a consistent history of on-time payments. With a low monthly HOA, recently replaced community roof, established rental income, and a prime South Tampa location, this is a turnkey opportunity to add a well-positioned Tampa property to your portfolio.

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

625

Sqft

0.01 ac

Lot size

1960

Year built

Two

Levels

$286

Per sqft

Pets allowed

Inside

FlooringVinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorKitchen/Family Room Combo · Stone Counters · Thermostat
LaundryIn Kitchen · Inside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofBuilt-Up
ConstructionStucco
FoundationSlab
FacesNorth
ExteriorDog Run · Lighting · Sidewalk

Community & fees

HOA fee$419/mo
Taxes (2025)$1,489/yr
PetsYes
CommunityBuyer Approval Required · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Available · Public · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,836 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,054
FHA mortgage insurance (est.)$79
Property tax — 2025 actual bill$124
Condo fee — from the listing$419
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,265Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,265
Interest rate6.00%
Loan term

Estimated payment

$1,836/mo

Principal & interest$1,054
FHA mortgage insurance (est.)$79
Property taxes (actual bill)$124
HOA / condo fee$419
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $179K
$138KedgeAI estimate $151,115 · range $144K$154K$186K

vs edgeAI estimate

+18.5%

$/sqft vs Tampa actives

$286 vs $293

Days on market

3 vs 43 typical

Where $286/sqft sits among the 400 Tampa actives

232 · this home
92
31
8
11
26
$144–318$318–491$491–664$664–838$838–1011$1011+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Swann Estates

Drive times from this address

Downtown Tampa6 min
Tampa Int’l Airport (TPA)11 min
Walt Disney World74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Swann Estates — neighborhood snapshot

Population

1,862

Median age

38

Median income

$133,336

Median home value

$787,876

Avg household

2

Households w/ children

286

For the school run

Hillsborough County School District

ElementaryGrady Elementary School★★★★★
MiddleColeman Middle School★★★★★
HighPlant High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$435K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

241 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 64% below the TAMPA 33609 median. See the full Tampa market guide →

Paper trail

This home's history

Sep 18, 2026Listed at $179,000 · 3 days on market since
1960Built · PALMS OF BEACH PARK A CONDOMIN

Reality check

What actually sold near 212 S CHURCH AVENUE UNIT 211

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

212 S CHURCH AVENUE UNIT 111Sold · Jan ’26

$170,000

212 S CHURCH AVENUE UNIT 111 · same community

1 bd · 1 ba · 625 sqft · $272/sqft · 8 DOM

212 S CHURCH AVENUE UNIT 110Sold · May ’26

$171,000

212 S CHURCH AVENUE UNIT 110 · same community

1 bd · 1 ba · 620 sqft · $276/sqft · 10 DOM

3206 W AZEELE STREET UNIT 120Sold · Jan ’26

$165,000

3206 W AZEELE STREET UNIT 120

1 bd · 1 ba · 600 sqft · $275/sqft · 13 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Darrick Cook

Your agent

Darrick Cook

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 212 S CHURCH AVENUE UNIT 211 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 212 S CHURCH AVENUE UNIT 211 — before you fall in love.

See it in person

Schedule a tour

Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

212 S CHURCH AVENUE UNIT 211 FAQs

What would the monthly payment be for 212 S CHURCH AVENUE UNIT 211?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,836/mo — principal and interest, the actual property-tax bill, the $419/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 212 S CHURCH AVENUE UNIT 211?+

The association fee works out to $419 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 212 S CHURCH AVENUE UNIT 211?+

The most recent tax bill on record (2025) was $1,489. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 212 S CHURCH AVENUE UNIT 211?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $179,000, this home is listed about 60% below the Tampa median of $449,000. The market section on this page shows how the area is trending.

Which schools are assigned to 212 S CHURCH AVENUE UNIT 211?+

Grady Elementary School (elementary), Coleman Middle School (middle), Plant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the TAMPA 33609 market on paper

$179,000 is 64% below the TAMPA 33609 median of $498,000, and at $286/sqft it sits under the Tampa average of $343.

02Fresh on the market

Only 3 days on market in a Tampa market that averages 43 — if it fits, move quickly.

03Strong assigned schools

Grady Elementary School, Coleman Middle School, Plant High School, Patricia Sullivan Metropolitan Ministries Partnership School — Grady Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of FLAT FEE MLS REALTY · Stephen Hachey. MLS #TB8549740.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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212 S CHURCH AVENUE UNIT 211, TAMPA, FL — 1 Bed, 1 Bath — $179,000 | CENTURY 21 Edge