1120 11TH AVENUE S, ST PETERSBURG, FL, 33705
Active30 days on marketListed Sep 21, 2026MLS #TB8549789
About this home
1120 11TH AVENUE S
INVESTMENT OPPORTUNITY WITH FUTURE OWNER-OCCUPANCY POTENTIAL IN SOUTH ST. PETERSBURG! This well-maintained 3-bedroom, 2-bath single-family home offers approximately 1,237 square feet of living space with a functional open floor plan, ceramic tile flooring throughout, arched doorways, a spacious kitchen, and comfortable living and dining areas. The primary bedroom features a private en-suite bath, while two additional bedrooms and a second full bath provide a versatile layout. A fenced backyard and convenient off-street parking add to the home's appeal. Recent improvements include a NEW HVAC SYSTEM installed in 2025 and new water heater. The home is currently tenant occupied, providing an opportunity for a buyer who would like an investment property with an established tenant already in place. The current lease runs through June 30, 2027. A buyer may choose to continue renting the property or, subject to the terms of the existing lease and applicable notice requirements, elect not to renew the lease and occupy the home after the lease expires. Conveniently located near Downtown St. Petersburg with easy access to shopping, dining, major roadways and everything the area has to offer. Available individually or as part of a seven-property South St. Petersburg investment portfolio. Please do not disturb the tenant. Showings by appointment only and subject to tenant occupancy.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,237
Sqft
0.16 ac
Lot size
2005
Year built
One
Levels
$242
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,650 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,650/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.3%
$/sqft vs St Petersburg actives
$242 vs $324
Days on market
30 vs 66 typical
Where $242/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Thirteenth St Heights
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Thirteenth St Heights — neighborhood snapshot
Population
1,930
Median age
30
Median income
$20,047
Median home value
$168,328
Avg household
3
Households w/ children
216
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
230 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the ST PETERSBURG 33705 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 1120 11TH AVENUE S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$257,866
1108 11TH AVENUE S · same community
3 bd · 2 ba · 1,321 sqft · $195/sqft · 103 DOM
Sold · Dec ’25$825,000
1030 11TH AVENUE S · same community
3 bd · 2.5 ba · 2,554 sqft · $323/sqft · 43 DOM
Sold · Jun ’26$329,900
2703 18TH STREET S
3 bd · 2 ba · 1,221 sqft · $270/sqft · 36 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 1120 11TH AVENUE S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1120 11TH AVENUE S — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1120 11TH AVENUE S FAQs
What would the monthly payment be for 1120 11TH AVENUE S?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,650/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1120 11TH AVENUE S?+
The most recent tax bill on record (2025) was $3,581. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $299,900, this home is listed about 29% below the St Petersburg median of $424,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1120 11TH AVENUE S?+
Campbell Park Elementary School (elementary), John Hopkins Middle School (middle), Gibbs High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Pam Moll. MLS #TB8549789.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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