
5205 OAK CHARTER COURT, TEMPLE TERRACE, FL, 33617
Active18 days on marketListed Sep 25, 2026MLS #TB8549806
About this home
5205 OAK CHARTER COURT
Virtually Staged. An amazing find you'll want to buy and treasure! Boasting over $43,000 in upgrades, this beautifully renovated 2-bedroom, 2-bath home is tucked away in the quaint and quiet community of Charter Mill, offering the charm of a townhome with the convenience of condo living. Centrally located near USF, hospitals, shopping, dining, entertainment, sports venues, and major highways, you'll enjoy convenience without sacrificing tranquility. From the moment you step inside, soaring ceilings, abundant natural light, updated doors, contemporary hardware, modern lighting, and oversized luxury plank flooring set the stage. The generously sized living room flows effortlessly into the breakfast bar and completely renovated kitchen, where gorgeous Calacatta quartz countertops complement stylish two-toned (Rich Blue & White) Shaker style cabinetry, all newer Stainless Steel Appliance Package. No expense was spared, and it shows! Just off the kitchen, a cozy dinette area currently doubles as a home office, proving that even your breakfast nook can have a side hustle. Down the hallway, you'll discover a beautifully renovated primary bathroom featuring modern tile, a comfort-height vanity, and a stunning walk-in shower accented with sleek black hardware. With access from both the hallway and primary bedroom, it's as functional as it is fashionable. The light-filled primary bedroom offers ample space, dual closets, and peaceful views of your private, fenced backyard adorned with Florida-friendly landscaping. Imagine starting your mornings with coffee, birdsong, and a little peace before the world starts making demands. And yes, the birds provide the entertainment free of charge! There's even additional outdoor storage conveniently located beside the patio. Back inside, the hallway features laundry hookups, while the staircase near the front entrance leads to a spacious second bedroom/loft. This versatile retreat features a closet, updated ceiling fan with lighting, attic access for additional storage, and its very own full bathroom complete with a tub/shower combination. Perfect for guests who appreciate a little privacy—or those you'd prefer not to have wandering around downstairs in their pajamas! And here's where it gets even better! Exterior maintenance is included, and pets are welcome with no breed or size restrictions. Finally, a place where your four-legged family members don't have to submit a résumé for approval! With an impressive list of upgrades, a fantastic location, and flexible living possibilities, this is one of those rare finds that checks all the boxes without asking you to pick up a renovation project along the way. Schedule your private showing before someone else calls it home! Oh, and did I mention, it's about ten minutes by car to the VA hospital and more.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,159
Sqft
0.02 ac
Lot size
1985
Year built
Two
Levels
$198
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,794 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,794/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.1%
$/sqft vs Temple Terrace actives
$198 vs $201
Days on market
18 vs 53 typical
Where $198/sqft sits among the 78 Temple Terrace actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Temple Terrace
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Temple Terrace. See the full Temple Terrace guide →
TEMPLE TERRACE 33617 — neighborhood snapshot
Population
47,880
Median age
33.1
Median income
$48,651
Median home value
$267,200
Avg household
2.32
Households w/ children
5,060
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Temple Terrace market
$315K → $450K
Temple Terrace median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
44 of 78
Temple Terrace actives have cut their price
Median sold price, Temple Terrace, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% above the TEMPLE TERRACE 33617 median. See the full Temple Terrace market guide →
Paper trail
This home's history
Reality check
What actually sold near 5205 OAK CHARTER COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$195,000
5203 PINE MILL COURT · same community
2 bd · 2 ba · 1,177 sqft · $166/sqft · 55 DOM
Sold · Nov ’25$190,500
5217 PINE MILL COURT UNIT 32 · same community
2 bd · 2 ba · 1,177 sqft · $162/sqft · 10 DOM
Sold · Aug ’26$167,000
11341 GRANDVILLE DRIVE
2 bd · 2.5 ba · 1,170 sqft · $143/sqft · 127 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5205 OAK CHARTER COURT — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5205 OAK CHARTER COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5205 OAK CHARTER COURT FAQs
What would the monthly payment be for 5205 OAK CHARTER COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,794/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5205 OAK CHARTER COURT?+
The most recent tax bill on record (2025) was $2,153. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5205 OAK CHARTER COURT?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Temple Terrace?+
At $229,900, this home is listed about 32% below the Temple Terrace median of $339,950. The market section on this page shows how the area is trending.
Which schools are assigned to 5205 OAK CHARTER COURT?+
Pizzo K-8 School (elementary), Greco Middle Magnet School (middle), King High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SIGNATURE REALTY ASSOCIATES · Nicole Kraus. MLS #TB8549806.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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