1320 10TH AVENUE S, ST PETERSBURG, FL, 33705
Active34 days on marketListed Sep 17, 2026MLS #TB8549817
About this home
1320 10TH AVENUE S
BRAND-NEW 2026 CONSTRUCTION near Downtown St. Petersburg! This beautifully designed 3-bedroom, 2-bathroom home offers 1,503 square feet of modern living space with stylish finishes throughout—and it is located in a NON-FLOOD ZONE. Step inside to an impressive open-concept floor plan featuring soaring ceilings, abundant natural light, recessed lighting, contemporary ceiling fans, and luxury vinyl flooring. The spacious living and dining areas flow seamlessly into the show-stopping kitchen—perfect for everyday living and entertaining. The kitchen features crisp shaker-style cabinetry, quartz countertops, a large center island, designer tile backsplash, pantry storage, modern pendant lighting, and a full suite of new stainless-steel appliances. The bathrooms deliver a spa-inspired feel with dramatic floor-to-ceiling tile, illuminated mirrors, modern vanities, and upgraded fixtures. The primary bathroom stands out with dual vanities, a dedicated seated vanity area, a soaking tub, and a separate glass-enclosed shower. Each bedroom offers high ceilings, generous closet space, and a clean, neutral design ready for your personal touch. Outside, enjoy contemporary curb appeal, fresh landscaping, a covered front porch, and a fenced yard with room to create your own outdoor retreat. Conveniently located near Downtown St. Petersburg, Tropicana Field, the Warehouse Arts District, USF St. Petersburg, local hospitals, restaurants, shopping, museums, the St. Pete Pier, I-275, and the Gulf beaches. Everything is new—just unpack and begin enjoying the St. Pete lifestyle. Schedule your private showing today and make this stunning new-construction home yours!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,500
Sqft
0.12 ac
Lot size
2026
Year built
One
Levels
$293
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,474 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,474/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.7%
$/sqft vs St Petersburg actives
$293 vs $325
Days on market
34 vs 66 typical
Where $293/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Columbia Heights
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Columbia Heights — neighborhood snapshot
Population
285
Median age
32
Median income
$56,161
Avg household
3
Households w/ children
18%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
230 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% above the ST PETERSBURG 33705 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 1320 10TH AVENUE S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$292,000
1240 JAMES AVENUE S · same community
2 bd · 1 ba · 1,050 sqft · $278/sqft · 260 DOM
Sold · May ’26$230,000
1311 11TH AVENUE S · same community
3 bd · 1 ba · 940 sqft · $245/sqft · 65 DOM
Sold · Jan ’26$435,000
2231 LAMPARILLA WAY S
4 bd · 2 ba · 1,502 sqft · $290/sqft · 19 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1320 10TH AVENUE S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1320 10TH AVENUE S — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1320 10TH AVENUE S FAQs
What would the monthly payment be for 1320 10TH AVENUE S?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,474/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1320 10TH AVENUE S?+
The most recent tax bill on record (2025) was $1,186. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $439,899, this home is listed about 4% above the St Petersburg median of $424,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1320 10TH AVENUE S?+
John Hopkins Middle School (middle), Campbell Park Elementary School (elementary), Gibbs High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EJI & ASSOCIATES LLC · Erica Williams. MLS #TB8549817.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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