CENTURY 21 Edge
$145,0002 bd2 ba1,112 sqft$130 /sqft$1,281 /mo all-in ↓

948 VIRGINIA STREET UNIT 210, DUNEDIN, FL, 34698

Active1 days on marketListed Sep 19, 2026MLS #TB8549943

Priced 59% below the DUNEDIN 34698 medianFully furnishedCondominiumHEATHER LAKE APTS CONDO

About this home

948 VIRGINIA STREET UNIT 210

Furnished 55+ Condo in Beautiful Dunedin, Florida Enjoy the Florida lifestyle in this fully furnished, second-floor end-unit condo located in a 55+ community. While the condo is not recently updated, it offers a comfortable and convenient place to enjoy all that Dunedin and the surrounding Gulf Coast have to offer. The condo is ideally located near downtown Dunedin, with its wonderful selection of restaurants, shops, cafés, and local attractions. The beautiful Gulf Coast beaches are also just a short drive away. Baseball fans will love the convenient location near TD Ballpark, home of the Toronto Blue Jays Spring Training, as well as the Philadelphia Phillies Spring Training facilities. Tampa International Airport is also a short drive away, making travel convenient for owners and visiting family and friends. Being fully furnished adds to the convenience, whether you're looking for a seasonal Florida getaway or a comfortable place to call home. Come enjoy the sunshine, beaches, restaurants, baseball, and laid-back lifestyle that make Dunedin such a special place to be!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,112

Sqft

1976

Year built

One

Levels

$130

Per sqft

Garden & Water viewFurnished55+ community

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Thermostat
LaundryCommon Area
CoolingCentral Air
HeatingElectric
FurnishedFurnished

Outside & construction

RoofConcrete
ConstructionBlock · Stucco
FoundationSlab
ViewGarden · Water
FacesNortheast
ParkingAssigned · Covered · Guest
ExteriorBalcony · Sidewalk

Community & fees

Taxes (2025)$2,438/yr
PetsNo
CommunityBuyer Approval Required · Clubhouse · Community Mailbox · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,281 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$854
FHA mortgage insurance (est.)$64
Property tax — 2025 actual bill$203
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,075Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,075
Interest rate6.00%
Loan term

Estimated payment

$1,281/mo

Principal & interest$854
FHA mortgage insurance (est.)$64
Property taxes (actual bill)$203
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $145K
$139KedgeAI estimate $262,491 · range $216K$361K$375K

vs edgeAI estimate

−44.8%

$/sqft vs HEATHER LAKE APTS CONDO

$130 vs $161

Days on market

1 vs 53 typical

Where $130/sqft sits among the 12 homes for sale in HEATHER LAKE APTS CONDO

1
1 · this home
4
3
1
2
$113–129$129–145$145–161$161–176$176–192$192+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Heather Lake

Drive times from this address

Tampa Int’l Airport (TPA)31 min
Downtown Tampa34 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dunedin. See the full Dunedin guide →

Heather Lake — neighborhood snapshot

Population

371

Median age

64

Median income

$56,125

Median home value

$153,900

Avg household

2

Households w/ children

17%

For the school run

Pinellas County School District

MiddleDunedin Highland Middle School★★★★
HighDunedin High School★★★★★
ElementaryGarrison-Jones Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dunedin market

Seller’s marketLeans seller3.5 months of inventoryBuyer’s market

$455K$443K

Dunedin median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

7 of 12

HEATHER LAKE APTS CONDO have cut their price

Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 59% below the DUNEDIN 34698 median. See the full Dunedin market guide →

Paper trail

This home's history

Sep 19, 2026Listed at $145,000 · 1 days on market since
1976Built · HEATHER LAKE APTS CONDO

Reality check

What actually sold near 948 VIRGINIA STREET UNIT 210

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

946 VIRGINIA STREET UNIT 201Sold · Jun ’26

$200,000

946 VIRGINIA STREET UNIT 201 · same community

2 bd · 2 ba · 1,110 sqft · $180/sqft · 104 DOM

960 VIRGINIA STREET UNIT 201Sold · Feb ’26

$88,000

960 VIRGINIA STREET UNIT 201 · same community

2 bd · 2 ba · 1,040 sqft · $85/sqft · 39 DOM

930 VIRGINIA STREET UNIT 201Sold · Nov ’25

$180,000

930 VIRGINIA STREET UNIT 201 · same community

2 bd · 2 ba · 1,040 sqft · $173/sqft · 306 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Erwin Vazquez

Your agent

Erwin Vazquez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 948 VIRGINIA STREET UNIT 210 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 948 VIRGINIA STREET UNIT 210 — before you fall in love.

See it in person

Schedule a tour

Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

948 VIRGINIA STREET UNIT 210 FAQs

What would the monthly payment be for 948 VIRGINIA STREET UNIT 210?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,281/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 948 VIRGINIA STREET UNIT 210?+

The most recent tax bill on record (2025) was $2,438. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 948 VIRGINIA STREET UNIT 210?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dunedin?+

At $145,000, this home is listed about 64% below the Dunedin median of $400,000. The market section on this page shows how the area is trending.

Which schools are assigned to 948 VIRGINIA STREET UNIT 210?+

Dunedin Highland Middle School (middle), Dunedin High School (high), Garrison-Jones Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the DUNEDIN 34698 market on paper

$145,000 is 59% below the DUNEDIN 34698 median of $356,950, and at $130/sqft it sits under the Dunedin average of $333.

02Garden & Water views

The garden and water view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 1 day on market in a Dunedin market that averages 53 — if it fits, move quickly.

04Strong assigned schools

Dunedin Highland Middle School, Dunedin High School, Garrison-Jones Elementary School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of KELLER WILLIAMS REALTY PORTFOLIO COLLECTION · Terri Anneken. MLS #TB8549943.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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