
1025 BOWSPRIT LANE, HOLIDAY, FL, 34691
Active3 days on marketListed Sep 18, 2026MLS #TB8550062
About this home
1025 BOWSPRIT LANE
Fully Furnished 2 BR 2 BA in 55+ community. Light and bright open split floor plan Villa with carport. Florida room, storage and plenty of parking. Beautiful laminate floors in Bedrooms and ceramic tile in other areas. Ceiling fans in all rooms. The Kitchen features an Eat-in Area, along with Breakfast bar which opens to a living and dining room. Full size WASHER/DRYER. Master Bath has a walk-in shower for your convenience. Walk to the friendly community heated pool and clubhouse with many activities. Close to Tarpon Springs famous Sponge Docks with restaurants, shoppes & commercial boats, along with Howard Park Beach. Just 20 minutes from the airport. Available now thru the end of the year.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,114
Sqft
0.03 ac
Lot size
1983
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$171 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$171/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs HOLIDAY LAKE VILLAS CONDO
$1 vs $121
Days on market
3 vs 45 typical
Where $1/sqft sits among the 7 homes for sale in HOLIDAY LAKE VILLAS CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Holiday
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Holiday. See the full Holiday guide →
HOLIDAY 34691 — neighborhood snapshot
Population
20,072
Median age
46.3
Median income
$48,387
Median home value
$172,100
Avg household
2.13
Households w/ children
1,689
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Holiday market
$233K → $232K
Holiday median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
5 of 7
HOLIDAY LAKE VILLAS CONDO have cut their price
Median sold price, Holiday, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the HOLIDAY 34691 median. See the full Holiday market guide →
Paper trail
This home's history
Reality check
What actually sold near 1025 BOWSPRIT LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$135,000
1033 BOWSPRIT LANE UNIT 1406 · same community
2 bd · 2 ba · 1,114 sqft · $121/sqft · 239 DOM
Sold · Dec ’25$135,000
3854 STAYSAIL LANE UNIT 3854 · same community
2 bd · 2 ba · 1,114 sqft · $121/sqft · 50 DOM
Sold · Jan ’26$107,500
1010 BOWSPRIT LANE UNIT 1010 · same community
2 bd · 2 ba · 1,114 sqft · $96/sqft · 159 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 1025 BOWSPRIT LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1025 BOWSPRIT LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1025 BOWSPRIT LANE FAQs
What would the monthly payment be for 1025 BOWSPRIT LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $171/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1025 BOWSPRIT LANE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Holiday?+
At $1,550, this home is listed about 99% below the Holiday median of $239,950. The market section on this page shows how the area is trending.
Which schools are assigned to 1025 BOWSPRIT LANE?+
Gulf Trace Elementary School (elementary), Paul R. Smith Middle School (middle), Anclote High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the HOLIDAY 34691 market on paper
$1,550 is 99% below the HOLIDAY 34691 median of $225,000, and at $1/sqft it sits under the Holiday average of $193.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Fresh on the market
Only 3 days on market in a Holiday market that averages 45 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of BAY TO SHORE PROPERTY MANAGEMENT AND LEASING LLC · Erin Humphrey. MLS #TB8550062.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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