2750 E BAY DRIVE UNIT 12B, LARGO, FL, 33771
Active23 days on marketListed Sep 21, 2026MLS #TB8550132
About this home
2750 E BAY DRIVE UNIT 12B
DISCOVER THIS HIDDEN GEM IN LARGO!! Comfort and convenience in this updated 1 bedroom condo located in the desirable age-qualified community of Bay Palms. Enjoy the most recent updates of a NEW HVAC and DISHWASHER. BAY PALMS BOAST ONE OF THE LOWEST HOA FEES IN THE COUNTY! GET READY TO CALL THIS ONE HOME WITH ALL THE BIG TICKET ITEMS DONE! UPDATED ELECTRICAL PANEL, UPDATED PLUMBING IN KITCHEN AND BATHROOM, NEW FAUCETS, NEW KITCHEN WINDOW, NEW STORM DOOR, GFIS INSTALLED, FRESHLY PAINTED, NEW BASEBOARDS,KITCHEN BACKSPLASH, KITCHEN COUNTERS, WINDOW TREATMENTS, CEILING FANS, BATHROOM VANITY, DOUBLE STAINLESS SINK, UPDATED LIGHTING, TILE FLOORING THROUGHOUT , ALL THIS AND FURNISHED!!!! Relax on your private balcony and enjoy a pleasant view-perfect for morning coffee, or unwinding in the evenings. With its modern blend upgrades and community amenities, this condo offers a low HOA, serene setting, steps to the pool, assigned parking spot, storage unit, walking distance to Winn Dixie, Sprouts, restaurants and more. Minutes to our Award winning Beaches, Heated pool, cllubhouse, shuffleboard, and grill area are just some of the amazing advantages of this great community. This MOVE IN READY unit is perfect for a Part-Time Florida Retreat or full time resident in this friendly Largo community. Quick commute to the Airport, Bus route, Tampa and St. Petrsburg!. STOP PAYING RENT WITH THIS AFFORDABLE UNIT YOU CAN CALL HOME!! Water, Sewer, Trash, and Landscaping included in your low monthly Maintenance fee.CALL TODAY FOR YOUR PRIVATE SHOWING!!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
640
Sqft
2.1 ac
Lot size
1971
Year built
Two
Levels
$186
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,423 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,423/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.1%
$/sqft vs Largo actives
$186 vs $221
Days on market
23 vs 69 typical
Where $186/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Largo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
LARGO 33771 — neighborhood snapshot
Population
27,908
Median age
51.8
Median income
$60,139
Median home value
$145,600
Avg household
2.05
Households w/ children
2,059
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
210 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% below the LARGO 33771 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 2750 E BAY DRIVE UNIT 12B
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$110,000
2750 E BAY DRIVE UNIT 12E · same community
1 bd · 1 ba · 640 sqft · $172/sqft · 78 DOM
Sold · Jan ’26$117,500
2750 E BAY DRIVE UNIT 4D · same community
1 bd · 1 ba · 640 sqft · $184/sqft · 26 DOM
Sold · Sep ’26$110,000
2750 E BAY DRIVE UNIT 5E · same community
1 bd · 1 ba · 640 sqft · $172/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 2750 E BAY DRIVE UNIT 12B — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2750 E BAY DRIVE UNIT 12B — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2750 E BAY DRIVE UNIT 12B FAQs
What would the monthly payment be for 2750 E BAY DRIVE UNIT 12B?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,423/mo — principal and interest, the actual property-tax bill, the $370/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2750 E BAY DRIVE UNIT 12B?+
The association fee works out to $370 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2750 E BAY DRIVE UNIT 12B?+
The most recent tax bill on record (2025) was $1,675. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2750 E BAY DRIVE UNIT 12B?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $119,000, this home is listed about 58% below the Largo median of $281,050. The market section on this page shows how the area is trending.
Which schools are assigned to 2750 E BAY DRIVE UNIT 12B?+
Largo High School (high), Largo Middle School (middle), Ponce De Leon Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LARGO 33771 market on paper
$119,000 is 47% below the LARGO 33771 median of $224,900, and at $186/sqft it sits under the Largo average of $246.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Largo High School, Largo Middle School, Ponce De Leon Elementary School — Ponce De Leon Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Holly Frandeka. MLS #TB8550132.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Largo homes, in your inbox
Like 2750 E BAY DRIVE UNIT 12B but not quite? A daily digest of every new listing in Largo — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask John to ping you on any price or status change →