5135 20TH AVENUE N, ST PETERSBURG, FL, 33710
Active4 days on marketListed Sep 18, 2026MLS #TB8550226
About this home
5135 20TH AVENUE N
Virtually Staged. This stunning 4 bedroom, 2.5 bathroom pool home is located in the highly desirably, and highly elevated, neighborhood of Disston Heights. With fully paid off solar panels atop the new roof (2024), not only will you enjoy no required flood insurance, you will also enjoy no electric bill! This is a rare opportunity to own a two-story, block Colonial style home, offering peace mind with elevation and no reported damage from the 2024 hurricanes. The first floor boasts a thoughtfully designed floor plan, perfect for entertaining or space for a family to spread out with dedicated areas for a playroom, a family room, dining space or an office. To the right of the entryway you step into a spacious living room equipped with a charming brick fireplace and half bath, to the left the dining room offers a seamless transition into the heart-of-the-home kitchen. The eat-in kitchen is complimented by a an expansive family room overlooking one of the homes standout features - a huge solar-heated pool with an elevated bird cage, covered patio and sizable fenced in backyard! Off the family room is a spacious laundry room and half garage, perfect for storage! Up the beautiful hardwood staircase you will find 4 bedrooms and 2 fully updated (2026) bathrooms. The primary suit offers dual closets, while the forth bedroom offers the perfect space for a nursery, guest room or office. Major updates & additional features include a new roof (2025), new pool pump (2023), paid-off solar panels, and space for boat or RV parking. Centrally tucked away just off of major local thoroughfares such as US19, 49th St and 22nd Ave the neighborhood offers quiet streets along with quick access to to I275, downtown St Pete, Gulfport and St Pete Beaches. Beyond its sought after elevation, Disston Heights provides peace of mind, community, and convince, including access to the highly rated elementary school Northwest Elementary. Call to schedule your showing today!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,495
Sqft
0.16 ac
Lot size
1964
Year built
Two
Levels
$311
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,966 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,966/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.2%
$/sqft vs St Petersburg actives
$311 vs $307
Days on market
4 vs 57 typical
Where $311/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Disston Heights
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Disston Heights — neighborhood snapshot
Population
20,983
Median age
46
Median income
$80,773
Median home value
$275,163
Avg household
2
Households w/ children
2,024
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
258 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 109% above the ST PETERSBURG 33710 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 5135 20TH AVENUE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$558,250
5039 17TH AVENUE N · same community
6 bd · 3 ba · 2,716 sqft · $206/sqft · 1 DOM
Sold · Jun ’26$536,000
5119 21ST AVENUE N · same community
3 bd · 2 ba · 1,483 sqft · $361/sqft · 4 DOM
Sold · Jun ’26$270,000
1730 50TH STREET N · same community
3 bd · 2 ba · 1,156 sqft · $234/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5135 20TH AVENUE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5135 20TH AVENUE N — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5135 20TH AVENUE N FAQs
What would the monthly payment be for 5135 20TH AVENUE N?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,966/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5135 20TH AVENUE N?+
The most recent tax bill on record (2025) was $4,007. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $775,000, this home is listed about 80% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5135 20TH AVENUE N?+
Northwest Elementary School (elementary), Tyrone Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$775,000 runs 109% above the ST PETERSBURG 33710 median — but at 2,495 sqft it's also nearly twice the size of the typical St Petersburg listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 4 days on market in a St Petersburg market that averages 57 — if it fits, move quickly.
04Strong assigned schools
Northwest Elementary School, Tyrone Middle School, St. Petersburg High School — Northwest Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Kimberly DeVeglia. MLS #TB8550226.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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