2112 GULF BOULEVARD UNIT 4B, INDIAN ROCKS BEACH, FL, 33785
Active1 days on marketListed Sep 19, 2026MLS #TB8550416
About this home
2112 GULF BOULEVARD UNIT 4B
DON’T JUST BUY A BEACH CONDO—BUY THE VIEW, THE LOCATION & THE INCOME! Water views from every room! This beautifully remodeled 2BR/2BA, 1,080 SF fourth-floor condo offers a rare penthouse-like feel in the heart of Indian Rocks Beach. Completely remodeled and freshly painted, this turnkey residence features a stylish kitchen with Café appliances and modern finishes throughout. The elevated fourth-floor setting provides beautiful water views and a sense of privacy that makes this unit truly stand out. Strong rental history with approximately $55,000 in net short-term rental income last year, making this an attractive opportunity for buyers looking for both a coastal retreat and income potential. Rental use is subject to current association restrictions. Major building improvements have already been completed, including the roof, elevator Modernization, exterior painting, and interior common-area painting. The association has an ongoing Building Reserve contribution for long-term building needs. If you're comparing Indian Rocks Beach condos, don't miss this one—the combination of views, upgrades, elevation, and proven rental performance makes #402 stand apart
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,080
Sqft
0 ac
Lot size
1982
Year built
One
Levels
$694
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,721 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,721/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+177.3%
$/sqft vs Indian Rocks Beach actives
$694 vs $682
Days on market
1 vs 89 typical
Where $694/sqft sits among the 86 Indian Rocks Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Rocks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Rocks Beach. See the full Indian Rocks Beach guide →
Indian Rocks — neighborhood snapshot
Population
3,655
Median age
59
Median income
$104,994
Median home value
$687,925
Avg household
2
Households w/ children
160
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Rocks Beach market
$950K → $725K
Indian Rocks Beach median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
46 of 86
Indian Rocks Beach actives have cut their price
Median sold price, Indian Rocks Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% below the INDIAN ROCKS BEACH 33785 median. See the full Indian Rocks Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 2112 GULF BOULEVARD UNIT 4B
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$622,000
2112 GULF BOULEVARD UNIT 2A · same community
2 bd · 2 ba · 1,200 sqft · $518/sqft · 26 DOM
Sold · Apr ’26$370,000
12366 137TH STREET N
2 bd · 1.5 ba · 1,132 sqft · $327/sqft · 31 DOM
Sold · Nov ’25$365,000
12316 ELDON DRIVE
3 bd · 2 ba · 1,204 sqft · $303/sqft · 58 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 2112 GULF BOULEVARD UNIT 4B — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2112 GULF BOULEVARD UNIT 4B — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2112 GULF BOULEVARD UNIT 4B FAQs
What would the monthly payment be for 2112 GULF BOULEVARD UNIT 4B?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,721/mo — principal and interest, the actual property-tax bill, the $700/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2112 GULF BOULEVARD UNIT 4B?+
The association fee works out to $700 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2112 GULF BOULEVARD UNIT 4B?+
The most recent tax bill on record (2025) was $6,403. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2112 GULF BOULEVARD UNIT 4B?+
The listing reports pets: Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Rocks Beach?+
At $749,900, this home is priced right at the Indian Rocks Beach median.
Which schools are assigned to 2112 GULF BOULEVARD UNIT 4B?+
Anona Elementary School (elementary), Seminole Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the INDIAN ROCKS BEACH 33785 market on paper
$749,900 is 7% below the INDIAN ROCKS BEACH 33785 median of $807,500, and at $694/sqft it sits under the Indian Rocks Beach average of $699.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $700/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Fresh on the market
Only 1 day on market in a Indian Rocks Beach market that averages 89 — if it fits, move quickly.
05Strong assigned schools
Anona Elementary School, Seminole Middle School, Richard O Jacobson Technical High School At Seminole — Anona Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PEOPLE'S CHOICE REALTY SVC LLC · Maria Ruiz. MLS #TB8550416.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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