4804 LONGWATER WAY N, TAMPA, FL, 33615
Active0 days on marketListed Sep 21, 2026MLS #TB8550421
About this home
4804 LONGWATER WAY N
**A rare opportunity to own a BEAUTIFULLY RENOVATED waterfront home!** This remarkable Arthur Rutenberg custom built home was completely renovated with 200K in upgrades in 2024. Sitting on ONE OF THE BEST LOTS ON LONGWATER WAY with beautiful WATERVIEWS and direct boating access to Tampa Bay right from your backyard! SPARKLING WATER VIEWS AND NATURAL LIGHT FROM ALMOST EVERY ROOM OF THE HOUSE! This home features a stunning CUSTOM KITCHEN with exotic quartz countertops, a dramatic 9ft x 4ft waterfall island, high-end appliances, designer lighting, and elegant gold accents. Throughout, you'll find luxurious tile flooring, custom details, and beautifully redesigned bathrooms, each with its own distinctive character. The master suite is a SERENE RETREAT with a HUGE walk-in closet! Featuring a LAVISH 9ft x 20ft en-suite bathroom with his and her vanity’s, A MASSIVE 9ft x 8ft SPA LIKE WALK IN SHOWER with a FREE STANDING SOAKER TUB looking out to the water. Hurricane Impact windows, new interior doors, baseboards, water heater, pool filter & pump, lighting, interior and exterior paint, and a freshly finished pool deck complete the thoughtful renovation. Outside, enjoy a private pool and spa, generous entertaining areas, and your own boat dock. Perfect for morning cruises, sunset outings, and effortless Gulf Coast living. This is more than a beautiful home, it is a truly irreplaceable waterfront setting! NO FLOOD/NO DAMAGE FROM PAST HURRICANES!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,302
Sqft
0.23 ac
Lot size
2
Garage
1987
Year built
One
Levels
$530
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,576 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,576/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+73.8%
Days on market
0 vs 43 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bay Port Colony
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Bay Port Colony — neighborhood snapshot
Population
2,020
Median age
40
Median income
$98,006
Median home value
$334,250
Avg household
2
Households w/ children
191
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $435K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 249% above the TAMPA 33615 median. See the full Tampa market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arlinda Gokyar
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4804 LONGWATER WAY N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4804 LONGWATER WAY N — before you fall in love.
See it in person
Schedule a tour
Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4804 LONGWATER WAY N FAQs
What would the monthly payment be for 4804 LONGWATER WAY N?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,576/mo — principal and interest, the actual property-tax bill, the $134/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4804 LONGWATER WAY N?+
The association fee works out to $134 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4804 LONGWATER WAY N?+
The most recent tax bill on record (2025) was $14,906. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4804 LONGWATER WAY N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $1,219,900, this home is listed about 172% above the Tampa median of $449,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4804 LONGWATER WAY N?+
Bay Crest Elementary School (elementary), Alonso High School (high), Farnell Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,219,900 runs 249% above the TAMPA 33615 median — but at 2,302 sqft it's also 45% larger than the typical Tampa listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Listed today in a Tampa market that averages 43 — if it fits, move quickly.
04Strong assigned schools
Bay Crest Elementary School, Alonso High School, Farnell Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Alonso High School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of CHARLES RUTENBERG REALTY INC · Angela Thompson. MLS #TB8550421.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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