CENTURY 21 Edge
$650,0005 bd3.5 ba2,867 sqft$227 /sqft$4,292 /mo all-in ↓

3412 WOLFE ROAD, ZEPHYRHILLS, FL, 33541

Active1 days on marketListed Sep 21, 2026MLS #TB8550797

Private poolSingle Family ResidenceZEPHYRHILLS COLONY CO

About this home

3412 WOLFE ROAD

This custom-built 5-bedroom, 3.5-bath pool home sits on a beautiful .85-acre fenced lot on a private road and offers the space, privacy, and flexibility that can be hard to find. With no HOA or CDD fees, there is plenty of room for your RV, boat, and recreational toys. Inside, you’ll find a spacious split-bedroom floor plan with 10-foot ceilings, a family room, separate living room, and a home office or bonus room. The kitchen is open to the family room and offers a large island, breakfast bar, crown molding, recessed lighting, and plenty of space for cooking and entertaining. The primary suite features a large bathroom with dual sinks, a private water closet, walk-in shower, and separate garden tub. Double-pane Low-E argon windows and sliding glass doors bring in lots of natural light and offer beautiful views of the pool and backyard. The outdoor space is a major highlight, with a screened pool and lanai, plus an outdoor kitchen with a built-in cooktop, sink, and counter space. The pool was resurfaced with quartz and updated with pavers in 2020, along with newer pool equipment. There is also an oversized 20x30 detached carport with a 10x20 workshop, electric, RV hookup, and easy access to water and septic. Additional updates include a 2020 roof, HVAC heat pumps replaced in 2016, well pump and bladder replaced in 2019, updated screening, insulated fiberglass doors, and a water softener system. The reverse osmosis system is currently disconnected, but the space is still available if a future owner would like to add one. Conveniently located with easy access to Tampa, Lakeland, shopping, dining, and entertainment, this home offers the best of country living while still keeping you close to everything.

Facts & features

The home at a glance

5

Bedrooms

3.5

Bathrooms

2,867

Sqft

0.85 ac

Lot size

1

Garage

2000

Year built

One

Levels

$227

Per sqft

Private poolTrees/Woods view

Inside

FlooringCarpet · Laminate · Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · High Ceilings · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesWest
ParkingCovered · Driveway · Workshop in Garage
ExteriorFrench Doors · Outdoor Kitchen · Rain Gutters · Sliding Doors · Storage

Community & fees

Taxes (2025)$4,568/yr

Utilities & systems

UtilitiesCable Available · Electricity Available · Water Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,292 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property tax — 2025 actual bill$381
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $65,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $65,000
Interest rate6.00%
Loan term

Estimated payment

$4,292/mo

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property taxes (actual bill)$381
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Zephyrhills

Drive times from this address

Downtown Tampa40 min
Tampa Int’l Airport (TPA)51 min
Walt Disney World68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Zephyrhills. See the full Zephyrhills guide →

ZEPHYRHILLS 33541 — neighborhood snapshot

Population

23,913

Median age

57.8

Median income

$55,556

Median home value

$111,300

Avg household

2.21

Households w/ children

1,812

For the school run

Pasco County School District

ElementaryChester W. Taylor Junior Elementary School★★★★★
MiddleRaymond B. Stewart Middle School★★★★
HighZephyrhills High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Zephyrhills market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$331K$342K

Zephyrhills median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 105% above the ZEPHYRHILLS 33541 median. See the full Zephyrhills market guide →

Paper trail

This home's history

Sep 21, 2026Listed at $650,000 · 1 days on market since
2000Built · ZEPHYRHILLS COLONY CO

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Iain Robinson

Your agent

Iain Robinson

Broker Associate · CENTURY 21 Edge

Tours, negotiation, and every question about 3412 WOLFE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3412 WOLFE ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3412 WOLFE ROAD FAQs

What would the monthly payment be for 3412 WOLFE ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,292/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3412 WOLFE ROAD?+

The most recent tax bill on record (2025) was $4,568. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Zephyrhills?+

At $650,000, this home is listed about 103% above the Zephyrhills median of $319,700. The market section on this page shows how the area is trending.

Which schools are assigned to 3412 WOLFE ROAD?+

Chester W. Taylor Junior Elementary School (elementary), Raymond B. Stewart Middle School (middle), Zephyrhills High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$650,000 runs 105% above the ZEPHYRHILLS 33541 median — but at 2,867 sqft it's also nearly twice the size of the typical Zephyrhills listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 1 day on market in a Zephyrhills market that averages 49 — if it fits, move quickly.

Listing courtesy of KELLER WILLIAMS RLTY NEW TAMPA · Erica Shireman. MLS #TB8550797.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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3412 WOLFE ROAD, ZEPHYRHILLS, FL — 5 Bed, 3.5 Bath — $650,000 | CENTURY 21 Edge