4435 1ST STREET NE UNIT 308, ST PETERSBURG, FL, 33703
Active1 days on marketListed Sep 21, 2026MLS #TB8550803
About this home
4435 1ST STREET NE UNIT 308
A hidden waterfront retreat in the heart of Northeast St. Petersburg. Set directly along a saltwater canal, this beautifully updated two-bedroom residence pairs an exceptionally long, approximately 168 square foot screened balcony with treetop views, abundant wildlife and a peaceful waterside setting rarely found so close to everything. Just beyond the building is one of the community’s best kept secrets: a quiet waterfront green space where you can launch a kayak or paddleboard, fish along the canal, watch the wildlife or simply settle beneath the trees by the water. Inside, natural light, an updated kitchen and an easy, open living space create a home that feels airy and comfortable. Private storage and the laundry room are conveniently located on the same floor, just steps from the residence. Everyday conveniences are only minutes away, with Whole Foods Market, two Publix locations, The Fresh Market, Trader Joe’s and Rollin’ Oats all close by. And then there is St. Pete. Crescent Lake, Coffee Pot Bayou, Sunken Gardens and Weedon Island Preserve; miles of waterfront parks; the St. Pete Pier and Beach Drive; acclaimed restaurants, galleries and an exceptional collection of museums, including The Dalí, Museum of Fine Arts and The James Museum. Add boating, beaches, markets, live music and easy access to Tampa, and so much of the Gulf Coast lifestyle is within reach. Hidden waterfront. Treetop privacy. Everything St. Pete, minutes away.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
845
Sqft
0 ac
Lot size
1968
Year built
Three Or More
Levels
$201
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,129 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,129/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.1%
Days on market
1 vs 57 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North East Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
North East Park — neighborhood snapshot
Population
4,751
Median age
46
Median income
$106,826
Median home value
$455,136
Avg household
2
Households w/ children
683
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 57% below the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4435 1ST STREET NE UNIT 308 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4435 1ST STREET NE UNIT 308 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4435 1ST STREET NE UNIT 308 FAQs
What would the monthly payment be for 4435 1ST STREET NE UNIT 308?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,129/mo — principal and interest, the actual property-tax bill, the $629/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4435 1ST STREET NE UNIT 308?+
The association fee works out to $629 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4435 1ST STREET NE UNIT 308?+
The most recent tax bill on record (2025) was $3,164. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4435 1ST STREET NE UNIT 308?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $170,000, this home is listed about 60% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4435 1ST STREET NE UNIT 308?+
North Shore Elementary School (elementary), St. Petersburg High School (high), John Hopkins Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETERSBURG 33703 market on paper
$170,000 is 57% below the ST PETERSBURG 33703 median of $392,400, and at $201/sqft it sits under the St Petersburg average of $377.
02Know the monthly fee
The association fee is $629/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Fresh on the market
Only 1 day on market in a St Petersburg market that averages 57 — if it fits, move quickly.
Listing courtesy of COLDWELL BANKER REALTY · Rimma Magdessian. MLS #TB8550803.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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