CENTURY 21 Edge
$1,120,000$1,175,0003 bd2 ba2,236 sqft$501 /sqft≈$8,026 /mo all-in ↓

3925 1ST STREET NE, ST PETERSBURG, FL, 33703

Active29 days on marketListed Sep 22, 2026MLS #TB8551008

✦ Reduced $55KSingle Family ResidenceSNELL SHORES

About this home

3925 1ST STREET NE

Built in 2020 with ALL-BLOCK construction, this exceptional home blends quality craftsmanship, modern efficiency, and the relaxed Florida lifestyle. Offering 3 bedrooms, 2 bathrooms, and 2,268 square feet of thoughtfully designed living space, its superior construction has remained entirely unaffected by recent hurricanes, providing added confidence and peace of mind. Inside, the open-concept floor plan features soaring 9-foot ceilings and beautiful custom finishes. The impressive chef’s kitchen includes an oversized island, solid wood cabinetry, granite countertops, a GE Café double oven and cooktop, and a Wolf range hood with remote blower. The kitchen flows seamlessly into the dining and family rooms, creating an ideal space for entertaining. Two guest bedrooms and a full bathroom are located off the main living area, while the split-bedroom layout provides privacy for the spacious primary suite. This peaceful retreat offers room for a sitting area and an ensuite bath with dual vanities, two walk-in closets, and a private water closet. The dedicated laundry room adds everyday convenience. Custom details throughout include coffered and wood tray ceilings, board-and-batten accents, plantation shutters, solid wood doors, crown molding, and extensive woodwork that adds warmth and character. Designed for comfort and efficiency, the home features a 2023 metal roof, closed-cell foam insulation, impact-resistant windows, a high-efficiency heat pump, whole-house ventilation and dehumidification, an expansive solar system, and a portable generator hookup. Outside, enjoy a covered porch, ample guest parking, and a spacious backyard. A dedicated RV or boat parking area with an electric hookup is perfect for embracing the Florida lifestyle. Located in the desirable North East Park neighborhood, the home is convenient to Whole Foods, Publix, fitness centers, shopping, and dining. Downtown St. Petersburg is approximately 10 minutes away, Gulf beaches are about 15 minutes away, and Tampa is approximately a 20-minute drive. Exceptional construction, custom craftsmanship, energy-efficient upgrades, and a prime St. Petersburg location make this home truly special. Don’t miss the opportunity to make it yours!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,236

Sqft

0.18 ac

Lot size

2

Garage

2020

Year built

One

Levels

$501

Per sqft

Pets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Dryer · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Coffered Ceiling(s) · Crown Molding · High Ceilings · Kitchen/Family Room Combo · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ParkingAlley Access · Boat · Driveway · Garage Faces Rear · Parking Pad · RV Carport
ExteriorHurricane Shutters · Irrigation System · Sidewalk

Community & fees

Taxes (2025)$4,770/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$8,026 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$7,048
PMI (est., until 20% equity)$420
Property tax — 2025 actual bill$398
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $112,000Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $112,000
Interest rate7.50%
Loan term

Estimated payment

$8,026/mo

Principal & interest$7,048
PMI (est., until 20% equity)$420
Property taxes (actual bill)$398
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.1M
$834KedgeAI estimate $965,053 · range $869K–$1.1M$1.2M

vs edgeAI estimate

+16.1%

$/sqft vs SNELL SHORES

$501 vs $350

Days on market

29 vs 66 typical

Where $501/sqft sits among the 7 homes for sale in SNELL SHORES

2
2
0
0
2 · this home
1
$251–303$303–355$355–406$406–458$458–509$509+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside North East Park

Drive times from this address

Downtown Tampa≈ 25 min
Tampa Int’l Airport (TPA)≈ 26 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

North East Park — neighborhood snapshot

Population

4,751

Median age

46

Median income

$106,826

Median home value

$455,136

Avg household

2

Households w/ children

683

For the school run

Pinellas County School District

ElementaryNorth Shore Elementary School★★★★★
MiddleMeadowlawn Middle School★★★★★
HighSt. Petersburg High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller — 4.4 months of inventoryBuyer’s market

$380K → $402K

St Petersburg median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

4 of 7

SNELL SHORES have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 201% above the ST PETERSBURG 33703 median. See the full St Petersburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,120,000 ▼ $55K
Sep 22, 2026Listed at $1,175,000 · 29 days on market since
2020Built · SNELL SHORES

Reality check

What actually sold near 3925 1ST STREET NE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

783 41ST AVENUE NESold · Feb ’26

$529,000

783 41ST AVENUE NE · same community

3 bd · 2 ba · 1,956 sqft · $270/sqft · 204 DOM

939 39TH AVENUE NESold · Apr ’26

$649,000

939 39TH AVENUE NE · same community

3 bd · 2 ba · 1,936 sqft · $335/sqft · 4 DOM

811 40TH AVENUE NESold · Feb ’26

$235,000

811 40TH AVENUE NE · same community

4 bd · 2 ba · 1,859 sqft · $126/sqft · 26 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anealya Hammad

Your agent

Anealya Hammad

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3925 1ST STREET NE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3925 1ST STREET NE — before you fall in love.

See it in person

Schedule a tour

Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3925 1ST STREET NE FAQs

What would the monthly payment be for 3925 1ST STREET NE?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $8,026/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3925 1ST STREET NE?+

The most recent tax bill on record (2025) was $4,770. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3925 1ST STREET NE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $1,120,000, this home is listed about 164% above the St Petersburg median of $424,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3925 1ST STREET NE?+

North Shore Elementary School (elementary), Meadowlawn Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CENTURY 21 BEGGINS · Cynthia Dube. MLS #TB8551008.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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