
4465 FAIRWAY OAKS DRIVE, MULBERRY, FL, 33860
Active17 days on marketListed Oct 1, 2026MLS #TB8551014
About this home
4465 FAIRWAY OAKS DRIVE
Virtually Staged. Beautifully maintained Arthur Rutenberg home located in the desirable gated community of Fairway Oaks! This move-in-ready 3-bedroom, 2-bath home offers a spacious split-bedroom floor plan, soaring vaulted ceilings, thoughtful updates, and exceptional indoor-outdoor living. From the paver driveway and walkway to the beautiful glass entry door, this home makes a wonderful first impression. Step inside to an inviting open floor plan featuring tile flooring, 5-inch baseboards, and views extending through the great room to the expansive screened lanai. The updated kitchen is both stylish and functional, featuring granite countertops, tile backsplash, soft-close cabinetry, convenient pull-out shelves, pantry storage, and a breakfast bar. A pocket door provides the flexibility to close the kitchen off from the great room. The kitchen flows seamlessly into the dinette and great room, creating a comfortable space for everyday living and entertaining. The spacious primary suite provides a relaxing retreat and features an updated ensuite bath with dual sinks, new granite countertops, walk-in closet, water closet, and shower. Sliding glass doors provide direct access to the lanai and hot tub, where privacy curtains create a peaceful outdoor retreat. The secondary bedrooms and guest bath are located in their own private wing, which can be closed off from the dinette with a pocket door. Both secondary bedrooms provide access to the lanai. The rear bedroom offers additional versatility with a built-in desk and shelving that can be used as a home office, makeup station, hobby area, or whatever best suits your needs. The built-ins can also be removed to convert the space back to a traditional closet. The expansive screened lanai is designed for enjoying the Florida lifestyle year-round. A 2024 hot tub, privacy curtains, and ceiling fan create a comfortable outdoor retreat with plenty of room for seating and entertaining. The additional exterior patio provides the perfect spot for grilling and relaxing. The laundry room offers added convenience with storage cabinets and a utility sink with additional storage. The garage has been thoughtfully improved with cabinets, attic access stairs, storage racks, and an epoxy floor. Numerous updates provide peace of mind, including a 2023 roof, newer windows throughout with plantation shutters, newer appliances, soft-close cabinetry, pull-out drawers, water softener, ceiling fans, tile flooring, updated bathrooms, gutters, and an irrigation system. The exterior was freshly painted in 2026. The $702 quarterly HOA fee ($234/month) provides an exceptional level of convenience. Approximately $100 per month covers Spectrum high-speed internet and an extensive TV package with approximately 1,000 channels, plus Hulu and Disney+. Approximately $134 per month covers lawn service, including mowing, edging, and hardscape maintenance. The HOA also provides quarterly pest treatments for yards and ponds. Combined with the security of a gated community, these services make it easy to enjoy a low-maintenance lifestyle. Meticulously maintained and thoughtfully updated, this home offers flexible living spaces, comfortable indoor-outdoor living, and numerous desirable features throughout. Move-in ready and waiting for its next owners—come see everything this wonderful home has to offer!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,638
Sqft
0.2 ac
Lot size
2
Garage
1996
Year built
One
Levels
$229
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,069 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,069/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+25.4%
$/sqft vs Mulberry actives
$229 vs $182
Days on market
17 vs 58 typical
Where $229/sqft sits among the 91 Mulberry actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Imperial Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Mulberry. See the full Mulberry guide →
Imperial Lakes — neighborhood snapshot
Population
5,339
Median age
39
Median income
$78,610
Median home value
$285,515
Avg household
3
Households w/ children
616
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Mulberry market
$300K → $307K
Mulberry median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
48 of 91
Mulberry actives have cut their price
Median sold price, Mulberry, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 38% above the MULBERRY 33860 median. See the full Mulberry market guide →
Paper trail
This home's history
Reality check
What actually sold near 4465 FAIRWAY OAKS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$399,000
4490 FAIRWAY OAKS DRIVE · same community
3 bd · 2 ba · 1,650 sqft · $242/sqft · 18 DOM
Sold · Jul ’26$274,900
4456 WINDING OAKS CIRCLE · same community
3 bd · 2 ba · 1,650 sqft · $167/sqft · 43 DOM
Sold · May ’26$424,900
4453 FAIRWAY OAKS DRIVE · same community
3 bd · 3.5 ba · 2,172 sqft · $196/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 4465 FAIRWAY OAKS DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4465 FAIRWAY OAKS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4465 FAIRWAY OAKS DRIVE FAQs
What would the monthly payment be for 4465 FAIRWAY OAKS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,069/mo — principal and interest, the actual property-tax bill, the $234/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4465 FAIRWAY OAKS DRIVE?+
The association fee works out to $234 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4465 FAIRWAY OAKS DRIVE?+
The most recent tax bill on record (2025) was $3,615. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4465 FAIRWAY OAKS DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Mulberry?+
At $375,000, this home is listed about 21% above the Mulberry median of $310,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4465 FAIRWAY OAKS DRIVE?+
James W. Sikes Elementary School (elementary), Mulberry Senior High School (high), Mulberry Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 CIRCLE · Amy Kozelka. MLS #TB8551014.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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