13182 SE 93RD TERRACE ROAD, SUMMERFIELD, FL, 34491
Active17 days on marketListed Sep 24, 2026MLS #TB8551043
About this home
13182 SE 93RD TERRACE ROAD
Welcome to 13182 SE 93rd Terrace Rd, located in the desirable Del Webb Spruce Creek Golf & Country Club, a gated 55+ community in Summerfield. This spacious 2-bedroom, 2-bath home offers approximately 1,898 square feet of comfortable living space, along with a versatile den/office and an attached 2-car garage. Recent improvements add even more value and peace of mind, including a brand-new roof, an HVAC system that is only 2 years old, fresh exterior paint, and recently updated landscaping. Inside, the home features a functional, open layout with plenty of space for both everyday living and entertaining. The additional den provides the perfect setting for a home office, reading room, hobby space, or guest area. Enjoy the active Florida lifestyle with access to an impressive selection of community amenities, including swimming pools, fitness facilities, pickleball and tennis courts, walking areas, social activities, and golf opportunities. Conveniently located near shopping, dining, recreation, and everything the Summerfield area has to offer. Whether you’re looking for a full-time residence or your Florida retreat, this home offers space, recent improvements, convenience, and an active-adult lifestyle all in one. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,898
Sqft
0.2 ac
Lot size
2
Garage
2001
Year built
One
Levels
$184
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,556 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,556/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.8%
$/sqft vs Summerfield actives
$184 vs $184
Days on market
17 vs 70 typical
Where $184/sqft sits among the 374 Summerfield actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$279K → $270K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
174 of 374
Summerfield actives have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 13182 SE 93RD TERRACE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$240,000
13907 DEL WEBB BOULEVARD
2 bd · 2 ba · 1,869 sqft · $128/sqft · 166 DOM
Sold · Jul ’26$325,000
13914 SE 96TH CIRCLE
3 bd · 2 ba · 1,958 sqft · $166/sqft · 174 DOM
Sold · May ’26$328,000
8850 SE 140TH PLACE ROAD
3 bd · 2 ba · 2,025 sqft · $162/sqft · 40 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 13182 SE 93RD TERRACE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13182 SE 93RD TERRACE ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13182 SE 93RD TERRACE ROAD FAQs
What would the monthly payment be for 13182 SE 93RD TERRACE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,556/mo — principal and interest, the actual property-tax bill, the $214/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13182 SE 93RD TERRACE ROAD?+
The association fee works out to $214 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13182 SE 93RD TERRACE ROAD?+
The most recent tax bill on record (2025) was $11,607. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13182 SE 93RD TERRACE ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $350,000, this home is listed about 21% above the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 13182 SE 93RD TERRACE ROAD?+
Harbour View Elementary School (elementary), Belleview Middle School (middle), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Eric Gonzalez. MLS #TB8551043.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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