
SW 32ND CIRCLE, OCALA, FL, 34473
Active20 days on marketListed Sep 22, 2026MLS #TB8551122
About this home
SW 32ND CIRCLE
Discover the opportunity to bring your dream home to life on this expansive .58-acre lot nestled in a tranquil rural location in Florida. This South facing lot is in the southern end of Marion Oaks. Embrace the freedom to design and construct the perfect residence that suits your unique vision. The serene surroundings provide a peaceful retreat while being conveniently situated near state parks, offering nature enthusiasts ample opportunities for outdoor adventures. Additionally, this prime location allows for easy planning of day trips to explore the diverse attractions Florida has to offer—from the sun-kissed beaches to the thrilling theme parks in Orlando. Seize the chance to build your ideal home in this idyllic setting and embrace the Florida lifestyle tailored to your preferences.
Facts & features
The home at a glance
0.58 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$450 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$450/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34473 — neighborhood snapshot
Population
25,030
Median age
39.4
Median income
$70,559
Median home value
$242,400
Avg household
2.98
Households w/ children
3,117
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $284K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 84% below the OCALA 34473 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near SW 32ND CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$110,000
525 MARION OAKS BOULEVARD · same community
2 bd · 2 ba · 858 sqft · $128/sqft · 4 DOM
Sold · Jul ’26$248,000
3897 SW 169TH LANE ROAD · same community
3 bd · 2 ba · 1,115 sqft · $222/sqft · 198 DOM
Sold · Mar ’26$230,000
16820 SW 50TH CIRCLE · same community
3 bd · 2 ba · 1,332 sqft · $173/sqft · 57 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about SW 32ND CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for SW 32ND CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
SW 32ND CIRCLE FAQs
What would the monthly payment be for SW 32ND CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $450/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on SW 32ND CIRCLE?+
The most recent tax bill on record (2025) was $443. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $39,999, this home is listed about 87% below the Ocala median of $299,180. The market section on this page shows how the area is trending.
Which schools are assigned to SW 32ND CIRCLE?+
Marion Oaks Elementary School (elementary), Horizon Academy At Marion Oaks (middle), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS SUBURBAN TAMPA · Tony Baroni. MLS #TB8551122.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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