CENTURY 21 Edge
$2,595,0004 bd3.5 ba3,162 sqft$821 /sqft≈$18,123 /mo all-in ↓

455 PINELLAS BAYWAY S UNIT 3A, TIERRA VERDE, FL, 33715

Active5 days on marketListed Sep 24, 2026MLS #TB8551176

WaterfrontPrivate poolCondominiumQUIET COVE CONDO

About this home

455 PINELLAS BAYWAY S UNIT 3A

BETTER THAN NEW! EXCEPTIONAL CUSTOM WATERFRONT RESIDENCE IN QUIET COVE! Experience sophisticated coastal living in this beautifully customized four bedroom, three and a half bath waterfront condominium with two car garage parking and private elevator access directly into your own foyer. Designed with exceptional attention to detail, this expansive residence combines the space and privacy of a single-family home with the convenience of condominium living. Step inside to gorgeous driftwood-inspired flooring, refined designer finishes and a light-filled open floor plan framed by beautiful waterfront views. At the heart of the home, the show stopping gourmet kitchen features shaker cabinetry, quartz countertops, a designer herringbone tile backsplash, premium appliances, pot filler, an oversized island and a hidden walk-in pantry. The kitchen flows effortlessly into the spacious living and dining areas, creating an impressive setting for entertaining, while doors open to an oversized covered balcony overlooking the pool and tranquil waterfront. Remote-controlled window treatments add another layer of comfort and convenience. The magnificent primary suite is a private waterfront retreat featuring a sitting area with water views, two generous walk-in closets and a spa inspired bath with dual vanities, dedicated makeup station, freestanding soaking tub and an oversized glass-enclosed shower with multiple rain showerheads and exquisite designer tile. A spacious secondary bedroom offers its own beautifully appointed en suite bath and walk-in closet, while the third and fourth bedrooms share an elegant Jack-and-Jill bath. The separate den provides versatile space for a home office, media room or additional retreat. Even the laundry room makes a statement with extensive custom cabinetry, quartz countertops, premium tile and a porcelain farmhouse sink. For boating enthusiasts, the residence includes an exceptionally positioned boat slip with a BRAND-NEW LIFT, placing waterfront recreation just steps from home. Quiet Cove complements the residence with resort-style amenities including a heated swimming pool, separate hot tub, expansive lounging area, covered outdoor entertainment deck and a beautifully designed Carriage House featuring a fitness center, social lounge, wet bar and guest restroom. There is also a storage unit that is climate controlled. Ideally located just minutes from the Gulf beaches, Downtown St. Petersburg, dining, shopping and entertainment with Fort De Soto Park and surrounding waterways nearby and Tampa International Airport approximately thirty minutes away. From the private elevator entrance and custom interiors to the oversized waterfront balcony and premier boat slip, every element has been thoughtfully designed for elevated coastal living. WHY WAIT FOR NEW CONSTRUCTION? Come experience Quiet Cove and discover Florida waterfront lifestyle at its finest!

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,162

Sqft

2

Garage

2024

Year built

One

Levels

$821

Per sqft

Private poolWaterfrontFireplacePool & Water viewNegotiablePets allowed

Inside

FlooringLuxury Vinyl · Porcelain Tile
AppliancesConvection Oven · Disposal · Dryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · Elevator · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofConcrete · Metal
ConstructionConcrete · Stucco
FoundationSlab · Stilt/On Piling
ViewPool · Water
FacesWest
ParkingCovered · Deeded · Garage Door Opener · Garage Faces Side · Ground Level · Guest · Under Building
ExteriorBalcony · Irrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Outdoor Shower · Private Entrance · Private Mailbox · Sidewalk

Community & fees

Taxes (2025)$35,847/yr
PetsYes
CommunityBay/Harbor Front · Fishing · Intracoastal Waterway · Water Access · Waterfront · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Gated Community - No Guard · Irrigation-Reclaimed Water · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$18,123 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$14,003
PMI (est., until 20% equity)$973
Property tax — 2025 actual bill$2,987
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $259,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $259,500
Interest rate6.00%
Loan term

Estimated payment

$18,123/mo

Principal & interest$14,003
PMI (est., until 20% equity)$973
Property taxes (actual bill)$2,987
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.6M
$2.1MedgeAI estimate $2,226,015 · range $2.2M–$2.4M$2.7M

vs edgeAI estimate

+16.6%

$/sqft vs Tierra Verde actives

$821 vs $451

Days on market

5 vs 95 typical

Where $821/sqft sits among the 71 Tierra Verde actives

31
24
4
5 · this home
1
6
$242–431$431–621$621–810$810–999$999–1189$1189+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tierra Verde

Drive times from this address

Downtown Tampa≈ 43 min
Tampa Int’l Airport (TPA)≈ 43 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tierra Verde. See the full Tierra Verde guide →

TIERRA VERDE 33715 — neighborhood snapshot

Population

7,932

Median age

62.6

Median income

$105,068

Median home value

$539,700

Avg household

1.99

Households w/ children

442

For the school run

Pinellas County School District

MiddleBay Point Middle School★★★★★
ElementaryGulfport Montessori Elementary School★★★★★
HighLakewood High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tierra Verde market

Seller’s marketLeans buyer — 10.3 months of inventoryBuyer’s market

$986K → $1.0M

Tierra Verde median sold, yr/yr

94.4%

Sale-to-list ratio (12 mo)

38 of 71

Tierra Verde actives have cut their price

Median sold price, Tierra Verde, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 807% above the TIERRA VERDE 33715 median. See the full Tierra Verde market guide →

Paper trail

This home's history

Sep 24, 2026Listed at $2,595,000 · 5 days on market since
2024Built · QUIET COVE CONDO

Reality check

What actually sold near 455 PINELLAS BAYWAY S UNIT 3A

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

455 PINELLAS BAYWAY S UNIT 4ASold · May ’26

$2,400,000

455 PINELLAS BAYWAY S UNIT 4A

4 bd · 3.5 ba · 3,126 sqft · $768/sqft · 240 DOM

455 PINELLAS BAYWAY S UNIT 2BSold · Jul ’26

$1,965,000

455 PINELLAS BAYWAY S UNIT 2B

3 bd · 3.5 ba · 3,126 sqft · $629/sqft · 300 DOM

455 PINELLAS BAYWAY S UNIT 3BSold · Jun ’26

$2,300,000

455 PINELLAS BAYWAY S UNIT 3B

4 bd · 3.5 ba · 3,126 sqft · $736/sqft · 271 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Arlinda Gokyar

Your agent

Arlinda Gokyar

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 455 PINELLAS BAYWAY S UNIT 3A — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 455 PINELLAS BAYWAY S UNIT 3A — before you fall in love.

See it in person

Schedule a tour

Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

455 PINELLAS BAYWAY S UNIT 3A FAQs

What would the monthly payment be for 455 PINELLAS BAYWAY S UNIT 3A?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $18,123/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 455 PINELLAS BAYWAY S UNIT 3A?+

The most recent tax bill on record (2025) was $35,847. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 455 PINELLAS BAYWAY S UNIT 3A?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tierra Verde?+

At $2,595,000, this home is listed about 184% above the Tierra Verde median of $914,000. The market section on this page shows how the area is trending.

Which schools are assigned to 455 PINELLAS BAYWAY S UNIT 3A?+

Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$2,595,000 runs 807% above the TIERRA VERDE 33715 median — but at 3,162 sqft it's also 50% larger than the typical Tierra Verde listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 5 days on market in a Tierra Verde market that averages 95 — if it fits, move quickly.

Listing courtesy of REALTY EXPERTS · Meredith Johnson. MLS #TB8551176.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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