3659 100TH TERRACE N UNIT 4, PINELLAS PARK, FL, 33782
Active19 days on marketListed Sep 24, 2026MLS #TB8551303
About this home
3659 100TH TERRACE N UNIT 4
Welcome to the popular Mainlands, a sought-after 55+ golf course community where an active Florida lifestyle meets easy, low-maintenance living! This spacious Eden model, in Unit 4, offers over 1,800 square feet with 3 bedrooms, 2 bathrooms, and a 2-car garage. Enjoy the convenience of golf-cart-friendly living with the golf course (membership required) and community amenities just minutes from your door. Beautifully updated and move-in ready, this home features impact windows installed in 2018, a new tile roof in 2019, and a 2018 central HVAC system. The water heater was replaced in 2025, while the double paver driveway, paver porch, and paver sidewalk were added in 2020, enhancing both curb appeal and functionality. Inside, the spacious renovated kitchen provides plenty of room for cooking and entertaining, both bathrooms have been tastefully updated, and flooring has been updated throughout. The $485 monthly HOA fee provides exceptional value and includes roof replacement and repairs, exterior painting, lawn care, cable, internet, water, sewer, and trash—allowing you to enjoy more of your time and less of your time worrying about maintenance. Plus, no flood insurance is required. The Mainlands offers an inviting 55+ lifestyle with a clubhouse, community pool, golf course, and a welcoming neighborhood atmosphere. Whether you're looking for a full-time residence, winter retreat, or a home where you can enjoy an active, maintenance-friendly lifestyle, this well-maintained and thoughtfully updated home is ready to welcome you!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,862
Sqft
0.13 ac
Lot size
2
Garage
1972
Year built
One
Levels
$215
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,699 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,699/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.3%
$/sqft vs Pinellas Park actives
$215 vs $218
Days on market
19 vs 75 typical
Where $215/sqft sits among the 204 Pinellas Park actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mainlands Of Tamarac By The Gulf
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Pinellas Park. See the full Pinellas Park guide →
Mainlands Of Tamarac By The Gulf — neighborhood snapshot
Population
2,997
Median age
71
Median income
$49,827
Median home value
$243,951
Avg household
2
Households w/ children
95%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Pinellas Park market
$287K → $320K
Pinellas Park median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
120 of 204
Pinellas Park actives have cut their price
Median sold price, Pinellas Park, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% above the PINELLAS PARK 33782 median. See the full Pinellas Park market guide →
Paper trail
This home's history
Reality check
What actually sold near 3659 100TH TERRACE N UNIT 4
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$405,000
3662 97TH AVENUE N · same community
2 bd · 2 ba · 1,790 sqft · $226/sqft · 65 DOM
Sold · Nov ’25$335,000
3559 100TH AVENUE N · same community
2 bd · 2 ba · 1,737 sqft · $193/sqft · 67 DOM
Sold · Feb ’26$250,000
3662 97TH AVENUE N · same community
2 bd · 2 ba · 1,680 sqft · $149/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3659 100TH TERRACE N UNIT 4 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3659 100TH TERRACE N UNIT 4 — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3659 100TH TERRACE N UNIT 4 FAQs
What would the monthly payment be for 3659 100TH TERRACE N UNIT 4?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,699/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3659 100TH TERRACE N UNIT 4?+
The most recent tax bill on record (2025) was $92. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3659 100TH TERRACE N UNIT 4?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Pinellas Park?+
At $399,900, this home is listed about 33% above the Pinellas Park median of $299,999. The market section on this page shows how the area is trending.
Which schools are assigned to 3659 100TH TERRACE N UNIT 4?+
Pinellas Central Elementary School (elementary), FitzGerald Middle School (middle), Pinellas Park High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · Robbyn Quandt PLLC. MLS #TB8551303.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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