6821 HABITAT DRIVE, HARMONY, FL, 34773
Active17 days on marketListed Sep 23, 2026MLS #TB8551377
About this home
6821 HABITAT DRIVE
Experience elevated Florida living in the picturesque, master-planned community of Harmony. Surrounded by mature trees, lush landscaping and scenic natural beauty, residents enjoy a golf course, clubhouse, resort-style community pool, playground and inviting outdoor spaces. The elementary, middle and high schools are all located within approximately one mile. Shopping and everyday essentials are just minutes away, and the community is centrally positioned for convenient access to Walt Disney World, Orlando International Airport and Melbourne Beach. This spacious two-story residence blends a homey style with everyday versatility. The open-concept kitchen and living area are ideal for entertaining. The dry bar (or coffee bar) and separate pantry provide additional storage and convenience. The downstairs living area can serve as a formal sitting room, and the front dining room can easily be used as an elegant home office or study. Upstairs are four bedrooms, two full bathrooms and an expansive second living area—perfect for a media room, game room, fitness area or informal living space. Outside, a screened private pool and rear patio create a relaxing setting for year-round enjoyment. A pool-access bathroom is the perfect touch to keep wet feet from the main living area. The welcoming front porch complements the home's timeless appeal. Offering flexible living spaces, a private pool and outstanding community amenities, this distinctive Harmony residence delivers an exceptional combination of comfort, beauty and resort-inspired Florida living. Come home to your own oasis and turn this dream of a home into your reality.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,978
Sqft
0.14 ac
Lot size
2
Garage
2015
Year built
One
Levels
$184
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,348 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,348/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.2%
$/sqft vs Harmony actives
$184 vs $199
Days on market
17 vs 66 typical
Where $184/sqft sits among the 44 Harmony actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harmony
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Harmony. See the full Harmony guide →
Harmony — neighborhood snapshot
Population
3,988
Median age
37
Median income
$78,260
Median home value
$354,100
Avg household
3
Households w/ children
524
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Harmony market
$409K → $380K
Harmony median sold, yr/yr
98.8%
Sale-to-list ratio (12 mo)
20 of 44
Harmony actives have cut their price
Median sold price, Harmony, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 83% above the HARMONY 34773 median. See the full Harmony market guide →
Paper trail
This home's history
Reality check
What actually sold near 6821 HABITAT DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$399,000
3320 GRANDE HERON DRIVE · same community
5 bd · 3.5 ba · 2,465 sqft · $162/sqft · 65 DOM
Sold · Jul ’26$634,500
3216 BAYFLOWER AVENUE
5 bd · 3 ba · 2,947 sqft · $215/sqft · 35 DOM
Sold · Apr ’26$433,000
7019 FIVE OAKS DRIVE
4 bd · 2.5 ba · 2,732 sqft · $158/sqft · 66 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6821 HABITAT DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6821 HABITAT DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6821 HABITAT DRIVE FAQs
What would the monthly payment be for 6821 HABITAT DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,348/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6821 HABITAT DRIVE?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6821 HABITAT DRIVE?+
The most recent tax bill on record (2025) was $8,444. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6821 HABITAT DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Harmony?+
At $549,000, this home is listed about 44% above the Harmony median of $380,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6821 HABITAT DRIVE?+
Harmony Community School (elementary), Harmony High School (high), Narcoossee Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$549,000 runs 83% above the HARMONY 34773 median — but at 2,978 sqft it's also 61% larger than the typical Harmony listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Harmony Community School, Harmony High School, Narcoossee Middle School — Harmony Community School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KFORTUNA SUNSHINE REALTY INC · Vito Rullo. MLS #TB8551377.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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