2480 E BAY ISLE DRIVE SE, ST PETERSBURG, FL, 33705
Active12 days on marketListed Oct 1, 2026MLS #TB8551438
About this home
2480 E BAY ISLE DRIVE SE
Welcome to a waterfront retreat in TROPICAL SHORES where the VIEW truly takes center stage! Thoughtfully updated and designed for effortless Florida living, this 3-bedroom, 3-bath home offers captivating OPEN-WATER VIEWS, a resort-style backyard and an incredible indoor/outdoor lifestyle. From the moment you step inside, your eye is immediately drawn through the home to the sparkling water beyond. The enclosed Florida room is surrounded by Hurricane Impact windows and sliding glass doors filling the space with natural light and showcasing the view from the moment you walk through the front door. At the heart of the home is the spacious, open kitchen featuring an oversized island topped with stunning petrified wood look quartzite that beautifully resembles the warmth and movement of natural wood. With abundant prep and gathering space, the kitchen opens seamlessly to the living areas, making this home ideal for entertaining. Step outside and you'll quickly understand what makes this property so special. The backyard is a private TROPICAL OASIS overlooking expansive open water, complete with a sparkling pool and spillover spa, outdoor bathroom and an outdoor kitchen with granite countertop and 60 gallon propane tank connected to the grill —perfect for entertaining guests and spending entire days outside without ever needing to head indoors. And then there is THAT VIEW. Enjoy sweeping open-water vistas with views of DOWNTOWN ST. PETE in one direction and, across the bay, the skyline of DOWNTOWN TAMPA in the distance. Whether you're enjoying your morning coffee, relaxing in the spa or entertaining as the sky changes colors at sunset, the backdrop is truly spectacular. Boaters will appreciate the private dock with a 16,000 pound high-speed boat lift with bunks for a pontoon or V hull boat, putting the waterfront lifestyle right in your own backyard. All New electric on the dock. THIS HOME HAS STOOD THE TEST OF TIME. According to the Seller the home had no issues during any storms. Thoughtfully updated, beautifully positioned and designed around the water, this is more than a home—it's the Florida lifestyle others dream about. Come for the house, stay for the lifestyle—and prepare to fall in love with THAT VIEW. LOCATION LOCATION LOCATION!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,658
Sqft
0.22 ac
Lot size
2
Garage
1959
Year built
One
Levels
$752
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$12,526 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$12,526/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.2%
$/sqft vs St Petersburg actives
$752 vs $315
Days on market
12 vs 71 typical
Where $752/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tropical Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Tropical Shores — neighborhood snapshot
Population
512
Median age
48
Median income
$175,172
Median home value
$491,100
Avg household
3
Households w/ children
25%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
249 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 535% above the ST PETERSBURG 33705 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 2480 E BAY ISLE DRIVE SE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,300,000
2540 E BAY ISLE DRIVE SE · same community
2 bd · 2.5 ba · 2,360 sqft · $551/sqft · 60 DOM
Sold · Aug ’26$2,700,000
2580 E BAY ISLE DRIVE SE · same community
3 bd · 3.5 ba · 3,000 sqft · $900/sqft · 122 DOM
Sold · Jul ’26$1,199,000
510 LEWIS BOULEVARD SE
3 bd · 3 ba · 2,397 sqft · $500/sqft · 185 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2480 E BAY ISLE DRIVE SE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2480 E BAY ISLE DRIVE SE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2480 E BAY ISLE DRIVE SE FAQs
What would the monthly payment be for 2480 E BAY ISLE DRIVE SE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,526/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2480 E BAY ISLE DRIVE SE?+
The most recent tax bill on record (2025) was $9,890. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2480 E BAY ISLE DRIVE SE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $2,000,000, this home is listed about 376% above the St Petersburg median of $419,950. The market section on this page shows how the area is trending.
Which schools are assigned to 2480 E BAY ISLE DRIVE SE?+
Lakewood Elementary School (elementary), John Hopkins Middle School (middle), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Denise Antonewitz. MLS #TB8551438.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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