10435 114TH TERRACE N, LARGO, FL, 33773
Active19 days on marketListed Sep 24, 2026MLS #TB8551546
About this home
10435 114TH TERRACE N
SELLER WILL CONSIDER A LEASE OPTION OR LEASE PURCHASE FOR QUALIFIED BUYERS! A great opportunity for buyers looking for flexibility on their path to homeownership. Terms are negotiable and subject to seller approval. Welcome to this move-in-ready 3-bedroom, 1.5-bath home with a bonus room in Orange Lake Village, offering a surprisingly spacious and versatile floor plan with plenty of room for everyday living, entertaining, working from home, or accommodating guests. The enlarged primary bedroom features its own private half bath and additional closet space, while the beautifully finished Florida room adds another comfortable living area that can be enjoyed year-round. Inside, you'll find an updated kitchen, ceramic tile flooring throughout, and an abundance of storage and flexible living space. The roof was replaced in 2020. Step outside to a large fenced backyard offering plenty of room for outdoor entertaining, pets, gardening, or simply relaxing in the Florida sunshine, without the burden of excessive maintenance. One of the home's biggest advantages is its central Pinellas County location. Tucked away in Orange Lake Village just off Seminole Boulevard, you'll enjoy the convenience of being close to virtually everything. Lake Seminole and its surrounding parks and recreational opportunities are nearby, while Largo Mall, grocery stores, restaurants, shopping, medical facilities, and everyday conveniences are just minutes away. And when it's time to enjoy the Florida lifestyle, some of Pinellas County's beautiful Gulf beaches are only a short drive away. Spend the day along the Gulf of Mexico, enjoy waterfront restaurants, or head out in the evening to catch one of Florida's spectacular sunsets. The central location also provides convenient access to Seminole, Largo, Clearwater and St. Petersburg, along with major roadways leading to Tampa and Tampa International Airport. Located in a non-flood zone with no mandatory HOA. Whether you're searching for a full-time residence, seasonal Florida home, or investment opportunity, this property combines space, flexibility, convenience, and an excellent central location just minutes from the Gulf beaches. Come see everything this Orange Lake Village home and the surrounding area have to offer!
Facts & features
The home at a glance
4
Bedrooms
1.5
Bathrooms
1,252
Sqft
0.09 ac
Lot size
1956
Year built
One
Levels
$212
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,070 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,070/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−17.6%
$/sqft vs Largo actives
$212 vs $221
Days on market
19 vs 69 typical
Where $212/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Orange Lake Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Orange Lake Village — neighborhood snapshot
Population
2,222
Median age
47
Median income
$76,491
Median home value
$198,016
Avg household
3
Households w/ children
190
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
211 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% below the LARGO 33773 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 10435 114TH TERRACE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$384,500
12094 106TH STREET · same community
3 bd · 2 ba · 1,172 sqft · $328/sqft · 9 DOM
Sold · Mar ’26$300,000
12073 104TH LANE · same community
3 bd · 2 ba · 1,167 sqft · $257/sqft · 0 DOM
Sold · Nov ’25$255,000
10422 116TH AVENUE · same community
3 bd · 1 ba · 1,166 sqft · $219/sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10435 114TH TERRACE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10435 114TH TERRACE N — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10435 114TH TERRACE N FAQs
What would the monthly payment be for 10435 114TH TERRACE N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,070/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10435 114TH TERRACE N?+
The most recent tax bill on record (2025) was $2,795. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Largo?+
At $265,000, this home is listed about 7% below the Largo median of $284,900. The market section on this page shows how the area is trending.
Which schools are assigned to 10435 114TH TERRACE N?+
Osceola Middle School (middle), Fuguitt Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SUNCOAST HOME REALTY · Keyvan Kohan-Shohet. MLS #TB8551546.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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