902 MONTANA AVENUE, LUTZ, FL, 33548
Active14 days on marketListed Sep 28, 2026MLS #TB8551708
About this home
902 MONTANA AVENUE
Own your own piece of land with this 2 bedroom / 1.5 bath mobile home conveniently located in a quiet neighborhood just 10 minutes from shopping, hospitals, restaurants, A-rated schools and more. Just 27 min from downtown Tampa and the airport and only 50 min to Honeymoon Island State Park and Florida's pristine sandy beaches. This corner lot abounds with mature trees and has NO HOA or CDD and comes with a NEW $15,000 well and Superior Water Filtration system complete with softener and chlorinator. The well production rate is phenomenal over 50 gallons /minute so never a water shortage. Best of all, NO water bills ever again. Upgrades include the replacement of old metal plumbing with new PEX pipes, fittings and hot water heater cylinder along with a new Bath/shower combo. The kitchen has been updated with new cabinetry, sink and stainless steel appliances as well as, 3 A/C wall units. Adjacent to the trailer is a new 120 square ft. building that houses a laundry area which could also be used as a seperate bedroom / office space. Additionally, there is a near new $5,300 Conex container for extra secure, weatherproof storage. Perimeter fencing for added security and privacy totaling $8,000 has also enhanced the property. Calling all cooks, there is also a gas grill under the porch awning perfect for grilling your next BBQ cook out. Bring your apron! If buyer is interested, owner will consider including the 2022 camper trailer on-site which is connected to and RV hook-up alllowing for extra living space and an additional bedroom/bathroom with a seperate shower. The camper is in excellent condition and can be towed with most midsize SUVS or Trucks for those fun get-aways on weekends or vacations. As one of the more affordable properties in the area, this is the total package for your next home , vacation stay or rental investment. Don't hesitate call today for your private showing.
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
540
Sqft
0.15 ac
Lot size
1965
Year built
One
Levels
$333
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,416 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,416/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lutz actives
$333 vs $240
Days on market
14 vs 66 typical
Where $333/sqft sits among the 268 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Sapphire Estates And Lake Thomas Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
Lake Sapphire Estates And Lake Thomas Estates — neighborhood snapshot
Population
1,100
Median age
39
Median income
$75,817
Median home value
$377,400
Avg household
3
Households w/ children
141
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$541K → $512K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
164 of 268
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 73% below the LUTZ 33548 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 902 MONTANA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$185,000
18107 LAKE FRONT DRIVE
2 bd · 1 ba · 661 sqft · $280/sqft · 61 DOM
Sold · Feb ’26$316,500
3304 ALAMAR STREET
3 bd · 2 ba · 1,036 sqft · $306/sqft · 207 DOM
Sold · Dec ’25$352,500
105 1ST AVENUE SE
3 bd · 2 ba · 1,126 sqft · $313/sqft · 181 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 902 MONTANA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 902 MONTANA AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
902 MONTANA AVENUE FAQs
What would the monthly payment be for 902 MONTANA AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,416/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 902 MONTANA AVENUE?+
The most recent tax bill on record (2025) was $1,403. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lutz?+
At $179,900, this home is listed about 63% below the Lutz median of $484,999. The market section on this page shows how the area is trending.
Which schools are assigned to 902 MONTANA AVENUE?+
Lutz K-8 School (elementary), Steinbrenner High School (high), Buchanan Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LUTZ 33548 market on paper
$179,900 is 73% below the LUTZ 33548 median of $672,500.
02Strong assigned schools
Lutz K-8 School, Steinbrenner High School, Buchanan Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Lutz K-8 School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $189,900, now $179,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MIHARA & ASSOCIATES INC. · Julie Simon. MLS #TB8551708.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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