3038 WISTER CIRCLE, VALRICO, FL, 33596
Active13 days on marketListed Sep 29, 2026MLS #TB8551778
About this home
3038 WISTER CIRCLE
Discover the charm of Florida living in this beautifully updated 4-bedroom, 2-bath pool home nestled in the established Lithia Oaks community, featuring a durable metal roof and an impressive list of recent improvements. Designed for both everyday comfort and entertaining, the home features an open and inviting layout filled with natural light, with formal living and dining spaces overlooking the pool and lush backyard. Multiple sliding glass doors provide seamless access to the screened lanai, creating an effortless connection between indoor and outdoor living. The kitchen opens to the spacious family room, highlighted by vaulted ceilings, exposed wood beams, and a wood-burning fireplace that adds warmth and character to the space. A desirable split-bedroom floor plan offers privacy, with the generous primary suite featuring walk-in closets and direct access to the pool, while three additional bedrooms are privately situated on the opposite side of the home and share a beautifully remodeled bathroom. Step outside to your own private tropical retreat, where the screened pool, covered lanai, and mature landscaping create an ideal setting for relaxing or entertaining year-round. Recent improvements include new carpet in the primary bedroom and living room (2026), a new water heater, HVAC ductwork, blown-in attic insulation, and pool pump (2025), a re-screened pool cage with tight mesh (2022), a new septic system and drainfield, lift station, irrigation controller and all valves (2021), and both HVAC systems replaced in 2020. Furnishings within the dwelling and patio convey with the property. Located in the sought-after Lithia Oaks neighborhood, residents enjoy beautiful grandfather oaks and the community's cherished tradition of holiday luminaries. With no CDD fees, a low HOA, and convenient access to highly rated schools, this home offers an exceptional opportunity to enjoy established Valrico living with the added benefit of extensive recent updates. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,462
Sqft
0.36 ac
Lot size
2
Garage
1981
Year built
One
Levels
$225
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,318 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,318/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.5%
$/sqft vs Valrico actives
$225 vs $211
Days on market
13 vs 53 typical
Where $225/sqft sits among the 203 Valrico actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lithia Oaks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Valrico. See the full Valrico guide →
Lithia Oaks — neighborhood snapshot
Population
221
Median age
48
Median income
$113,906
Median home value
$440,300
Avg household
3
Households w/ children
23%
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Valrico market
$450K → $433K
Valrico median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
125 of 203
Valrico actives have cut their price
Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% above the VALRICO 33596 median. See the full Valrico market guide →
Paper trail
This home's history
Reality check
What actually sold near 3038 WISTER CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$305,000
3033 WISTER CIRCLE · same community
4 bd · 2 ba · 2,415 sqft · $126/sqft · 27 DOM
Sold · Nov ’25$630,000
2103 DOEFIELD COURT · same community
4 bd · 3 ba · 3,351 sqft · $188/sqft · 14 DOM
Sold · Jul ’26$556,500
3901 NORTHRIDGE DRIVE
4 bd · 2.5 ba · 2,458 sqft · $226/sqft · 84 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3038 WISTER CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3038 WISTER CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3038 WISTER CIRCLE FAQs
What would the monthly payment be for 3038 WISTER CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,318/mo — principal and interest, the actual property-tax bill, the $20/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3038 WISTER CIRCLE?+
The association fee works out to $20 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3038 WISTER CIRCLE?+
The most recent tax bill on record (2025) was $7,504. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3038 WISTER CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Valrico?+
At $555,000, this home is listed about 26% above the Valrico median of $439,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3038 WISTER CIRCLE?+
Bloomingdale High School (high), Buckhorn Elementary School (elementary), Burns Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$555,000 runs 26% above the VALRICO 33596 median — but at 2,462 sqft it's also 17% larger than the typical Valrico listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Bloomingdale High School, Buckhorn Elementary School, Burns Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Bloomingdale High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SIGNATURE REALTY ASSOCIATES · Melissa Hicks. MLS #TB8551778.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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