
4993 BACOPA LANE S UNIT 304, ST PETERSBURG, FL, 33715
Active2 days on marketListed Oct 9, 2026MLS #TB8551802
About this home
4993 BACOPA LANE S UNIT 304
Virtually Staged. Set against the sparkling waters of Boca Ciega Bay, this exceptional waterfront residence offers an elevated approach to Florida living. Located within the prestigious Bacopa Bay community, the home encompasses 1,868 square feet with three bedrooms, two and ½ baths. Extensive renovations have created a sophisticated yet inviting interior where thoughtful finishes, abundant natural light, and sweeping water views take center stage. The main living area is designed around the view, with an open configuration that flows naturally onto a generous veranda. Floor-to-ceiling-style windows and expansive glass invite the outdoors in, creating an ever-changing backdrop from morning light through spectacular evening sunsets. The veranda extends the living space and provides an ideal setting for quiet mornings, cocktails at sunset, or gatherings with friends. A beautifully appointed kitchen pairs clean-lined white cabinetry with distinctive blue tile, ample storage, and a built-in wine cooler. The adjacent dining area is surrounded by windows, and opens directly to the veranda, creating an ideal setting for meals and hosting. The primary bedroom offers a serene escape with captivating bay views, a custom walk-in closet, and a beautifully renovated bath featuring a spa-like design. Two additional bedrooms are positioned separately for enhanced privacy. The second bedroom features a custom closet system. The third bedroom offers flexible use as a guest room, office, or personal retreat. A renovated full bath and convenient powder room complete the sleeping and entertaining areas. Practical upgrades add further appeal, including updated windows and a new HVAC system installed in 2024. A designated parking space within the first-level garage provides secure and convenient access. Beyond the residence, Bacopa Bay offers an exceptional luxury lifestyle. The community has successfully completed Florida's required engineering milestone inspections, while substantial improvements made during the past two years include new roofs and elevators, refreshed landscaping, seawall replacement, and work on sidewalks, curbs, and the private community roadway. Amenities are designed to make everyday life feel like a getaway. Residents enjoy 24 hour guard gate, two heated swimming pools, including a 25-meter lap pool, a jetted spa, private beach access, a scenic walking trail, clubhouse and fitness facilities, lighted Har-Tru tennis courts, car wash areas, EV charging, and beautifully maintained grounds featuring a lagoon and waterfall. This optimal location places you close to the Gulf beaches, the natural beauty of Fort De Soto Park, is only a short trip to downtown St. Petersburg, and 30 minutes to Tampa International Airport. With its remarkable bayfront setting, thoughtfully renovated interiors, extensive amenities, and convenient access to the best of the Tampa Bay area, this Bacopa Bay premier property offers a distinctive opportunity to enjoy the Florida lifestyle in comfort and style.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,833
Sqft
1.92 ac
Lot size
1
Garage
1998
Year built
One
Levels
$507
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,360 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,360/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.5%
$/sqft vs St Petersburg actives
$507 vs $314
Days on market
2 vs 73 typical
Where $507/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bayway Isles
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Bayway Isles — neighborhood snapshot
Population
1,734
Median age
69
Median income
$52,097
Median home value
$470,700
Avg household
2
Households w/ children
43%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
245 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 211% above the ST PETERSBURG 33715 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4993 BACOPA LANE S UNIT 304
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$770,000
4993 BACOPA LANE S UNIT 204 · same community
3 bd · 2.5 ba · 1,833 sqft · $420/sqft · 178 DOM
Sold · Mar ’26$875,000
4991 BACOPA LANE S UNIT 603 · same community
2 bd · 2 ba · 1,822 sqft · $480/sqft · 0 DOM
Sold · Jun ’26$1,150,000
4951 BACOPA LANE S UNIT 103 · same community
2 bd · 2 ba · 1,822 sqft · $631/sqft · 139 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 4993 BACOPA LANE S UNIT 304 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4993 BACOPA LANE S UNIT 304 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4993 BACOPA LANE S UNIT 304 FAQs
What would the monthly payment be for 4993 BACOPA LANE S UNIT 304?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,360/mo — principal and interest, the actual property-tax bill, the $1,489/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4993 BACOPA LANE S UNIT 304?+
The association fee works out to $1,489 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4993 BACOPA LANE S UNIT 304?+
The most recent tax bill on record (2025) was $16,201. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4993 BACOPA LANE S UNIT 304?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $929,000, this home is listed about 121% above the St Petersburg median of $420,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4993 BACOPA LANE S UNIT 304?+
Gulfport Montessori Elementary School (elementary), Bay Point Middle School (middle), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$929,000 runs 211% above the ST PETERSBURG 33715 median — but at 1,833 sqft it's also 39% larger than the typical St Petersburg listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,489/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Fresh on the market
Only 2 days on market in a St Petersburg market that averages 73 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Rhonda Sanderford. MLS #TB8551802.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Petersburg homes, in your inbox
Like 4993 BACOPA LANE S UNIT 304 but not quite? A daily digest of every new listing in St Petersburg — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kevin to ping you on any price or status change →


