9128 OTTER PASS, TAMPA, FL, 33626
Active18 days on marketListed Sep 24, 2026MLS #TB8551914
About this home
9128 OTTER PASS
A truly distinctive home in Sheldon West Mobile Home Park. NO Flood Insurance needed. NO Lot rent, you Own the Land. LOW HOA fees, 55+ community that is also pet and golf cart friendly. This beautifully updated residence offers 2 bedrooms and 2 bathrooms with a unique floor plan, giving you a Total of 1860 Sq Ft. with exceptional craftsmanship & thoughtful details throughout. The home underwent an extensive renovation recently, with every room updated with new drywall, baseboards, trim and cathedral ceiling in the kitchen, living room, dining room area. Kitchen was updated with Stone countertops, new back splash and new appliances, and there is ample storage space for all your kitchen needs. The interior of the entire home is freshly painted. Both bathroom were completely remodeled. There is plenty of room in this home for entertaining, or simply enjoying Florida living. Professionally landscaped with low-maintenance perennial gardens designed for year-round color. Come see this home today while it lasts. AMENITIES INCLUDE: sparkling oversized community pool, active clubhouse and shuffleboard courts, private community dock overlooking the lake—perfect for sunset viewing. PRIME LOCATION: situated on the edge of the renowned WESTCHASE AND CITRUS PARK areas, and you are just minutes away from top-tier shopping, premier dining, local entertainment, and major medical centers and more. Property information from sources deemed reliable, but not guaranteed and should be verified.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,110
Sqft
0.16 ac
Lot size
1980
Year built
One
Levels
$215
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,875 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,875/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+31.1%
$/sqft vs Tampa actives
$215 vs $282
Days on market
18 vs 64 typical
Where $215/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33626 — neighborhood snapshot
Population
30,736
Median age
40.5
Median income
$123,580
Median home value
$506,600
Avg household
2.61
Households w/ children
4,132
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
225 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% below the TAMPA 33626 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 9128 OTTER PASS
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$216,000
9110 SHELDON WEST DRIVE · same community
2 bd · 2 ba · 1,104 sqft · $196/sqft · 216 DOM
Sold · Jul ’26$135,000
8949 FOX TRAIL · same community
3 bd · 2 ba · 936 sqft · $144/sqft · 0 DOM
Sold · Nov ’25$158,000
8913 SHELDON WEST DRIVE · same community
2 bd · 2 ba · 828 sqft · $191/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9128 OTTER PASS — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9128 OTTER PASS — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9128 OTTER PASS FAQs
What would the monthly payment be for 9128 OTTER PASS?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,875/mo — principal and interest, the actual property-tax bill, the $82/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9128 OTTER PASS?+
The association fee works out to $82 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9128 OTTER PASS?+
The most recent tax bill on record (2025) was $1,442. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9128 OTTER PASS?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $239,000, this home is listed about 45% below the Tampa median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9128 OTTER PASS?+
Deer Park Elementary School (elementary), Sickles High School (high), Farnell Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TAMPA 33626 market on paper
$239,000 is 27% below the TAMPA 33626 median of $329,000, and at $215/sqft it sits under the Tampa average of $341.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Deer Park Elementary School, Sickles High School, Farnell Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Deer Park Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of INSTANT EQUITY REALTY · Lana Sutmaier. MLS #TB8551914.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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