14318 WHITEWATER WAY, BROOKSVILLE, FL, 34604
Active19 days on marketListed Sep 24, 2026MLS #TB8551938
About this home
14318 WHITEWATER WAY
Welcome to Suncoast Landing – Brooksville, Florida Discover this charming 3-bedroom, 2-bath ranch style home located in a quiet, newly developed subdivision in fast-growing Brooksville, Florida. This lovely property features an oversized homesite and has had only one owner, offering exceptional care and pride throughout. Installed Hunter ceiling fans with remote through out the bedrooms, great family room and lania. Enjoy a low monthly HOA, all within minutes of the Veterans Expressway for an easy commute to Tampa. Inside, the Mahogany floor plan combines comfort and modern living. From the welcoming covered front porch or the attached 2-car garage, step into a thoughtfully designed single-story layout. Two spacious bedrooms sit toward the front of the home with a full bath nearby ideal for family or guests. The great room serves as the heart, perfect for movie nights or entertaining. The gourmet kitchen features a large island. Unwind in the evening on your private lanai, then retreat to the luxurious owners suite, complete with a walk-in closet and step-in shower. Additional modern upgrades include WiFi-enables garage door opener and Ecobee smart thermostat now standard with all Ryan Homes.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,450
Sqft
0.15 ac
Lot size
2
Garage
2024
Year built
One
Levels
$220
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,680 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,680/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.3%
$/sqft vs Brooksville actives
$220 vs $192
Days on market
19 vs 73 typical
Where $220/sqft sits among the 400 Brooksville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Brooksville
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Brooksville. See the full Brooksville guide →
BROOKSVILLE 34604 — neighborhood snapshot
Population
13,964
Median age
44.1
Median income
$85,111
Median home value
$272,300
Avg household
2.81
Households w/ children
1,336
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Brooksville market
$300K → $296K
Brooksville median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
224 of 400
Brooksville actives have cut their price
Median sold price, Brooksville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% above the BROOKSVILLE 34604 median. See the full Brooksville market guide →
Paper trail
This home's history
Reality check
What actually sold near 14318 WHITEWATER WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$257,000
185 ROOSEVELT AVENUE
3 bd · 2 ba · 1,420 sqft · $181/sqft · 23 DOM
Sold · Nov ’25$289,870
218 VOLTAIRE DRIVE
3 bd · 2 ba · 1,503 sqft · $193/sqft · 0 DOM
Sold · Oct ’25$296,745
285 VOLTAIRE DRIVE
3 bd · 2 ba · 1,503 sqft · $197/sqft · 77 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 14318 WHITEWATER WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14318 WHITEWATER WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
14318 WHITEWATER WAY FAQs
What would the monthly payment be for 14318 WHITEWATER WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,680/mo — principal and interest, the actual property-tax bill, the $150/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 14318 WHITEWATER WAY?+
The association fee works out to $150 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 14318 WHITEWATER WAY?+
The most recent tax bill on record (2025) was $4,217. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 14318 WHITEWATER WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Brooksville?+
At $319,000, this home is listed about 6% below the Brooksville median of $338,900. The market section on this page shows how the area is trending.
Which schools are assigned to 14318 WHITEWATER WAY?+
Nature Coast Technical High (high), Powell Middle School (middle), Moton Elementary School (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LISTED SIMPLY · Sinan Zakaria. MLS #TB8551938.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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