2104 S CHURCH AVENUE, TAMPA, FL, 33629
Active12 days on marketListed Sep 30, 2026MLS #TB8551970
About this home
2104 S CHURCH AVENUE
Pre-Construction. To be built. A 4,514-square-foot luxury residence in the heart of Palm Ceia (Flood Zone X)—South Tampa’s most storied address—where every specification reflects deliberate craft over convention. A circular drive leads to a two-story foyer. The home pairs block construction with a finish standard reserved for homes built to endure, not merely impress. Impact glass, a gas water heater, and pre-wiring for a generator are among its planned features. Five bedrooms, including two master suites—one on each level—offer room for multigenerational living, with an ensuite bath for every bedroom. A private office anchors the ground floor; an expansive upstairs bonus room with a wet bar offers flexible space for work or gathering. Ten-foot ceilings carry a sense of scale through every room. The kitchen commands attention with a dedicated chef’s pantry, Taj Mahal quartzite counters, a professional-grade appliance suite, and a gas range. Beyond, an outdoor cabana kitchen with a gas grill overlooks a luxury pool and hot tub, extending the home’s refinement into the open air. Luxury vinyl flooring runs throughout, uniting durability with a polished, continuous line. Minutes from Downtown Tampa, Water Street, Hyde Park, and Tampa International Airport, Palm Ceia offers a rare convergence of privacy and proximity. Estimated completion Fall 2027. Pre-construction pricing secures tomorrow’s home at today’s price. Contact the listing team to review the build package and reserve your place in the schedule today.
Facts & features
The home at a glance
5
Bedrooms
4.5
Bathrooms
4,514
Sqft
0.18 ac
Lot size
2
Garage
2027
Year built
Two
Levels
$521
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$14,535 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$14,535/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.2%
$/sqft vs Tampa actives
$521 vs $289
Days on market
12 vs 64 typical
Where $521/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palma Ceia West
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Palma Ceia West — neighborhood snapshot
Population
1,595
Median age
44
Median income
$157,620
Median home value
$714,530
Avg household
3
Households w/ children
218
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
231 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 136% above the TAMPA 33629 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 2104 S CHURCH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$2,275,000
4625 W EL PRADO BOULEVARD
5 bd · 4 ba · 4,544 sqft · $501/sqft · 297 DOM
Sold · Feb ’26$2,461,000
3118 W EL PRADO BOULEVARD
5 bd · 3.5 ba · 4,709 sqft · $523/sqft · 173 DOM
Sold · Apr ’26$2,700,000
3510 W KENSINGTON AVENUE
5 bd · 5.5 ba · 4,736 sqft · $570/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2104 S CHURCH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2104 S CHURCH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2104 S CHURCH AVENUE FAQs
What would the monthly payment be for 2104 S CHURCH AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $14,535/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2104 S CHURCH AVENUE?+
The most recent tax bill on record (2025) was $9,759. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $2,350,000, this home is listed about 440% above the Tampa median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2104 S CHURCH AVENUE?+
Plant High School (high), Grady Elementary School (elementary), Coleman Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$2,350,000 runs 136% above the TAMPA 33629 median — but at 4,514 sqft it's also nearly 3 times the size of the typical Tampa listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Plant High School, Grady Elementary School, Coleman Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Plant High School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SOUTH CEDAR REAL ESTATE, INC · Stefan Alvarez. MLS #TB8551970.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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