CENTURY 21 Edge
$172,0002 bd1.5 ba816 sqft$211 /sqft≈$1,473 /mo all-in ↓

501 E BAY DRIVE UNIT 702, LARGO, FL, 33770

Active19 days on marketListed Sep 25, 2026MLS #TB8552030

✦ Priced 9% below the LARGO 33770 medianTownhouseMAGNOLIA SQUARE CONDO INC

About this home

501 E BAY DRIVE UNIT 702

Looking for a home where you can walk to the park, library, restaurants and neighborhood favorites — and still be just minutes from the Gulf beaches? This townhome-style condo near Largo Central Park offers something else condo buyers appreciate: no neighbors above or below, plus your own outdoor space both upstairs and down. In other words, no footsteps overhead and no one living under yours. Inside, easy-care tile and wood laminate flooring runs throughout the home — no carpet to baby, shampoo or apologize for. The primary bedroom opens to its own private balcony overlooking the garden area at the rear of the townhome, while downstairs a private patio with a gas grill creates another inviting spot to relax or entertain. Several important improvements have already been completed, including impact windows installed in 2024, a new A/C system in 2024 and a roof approximately three years old. Roof maintenance and replacement are handled by the condo association. The kitchen also features a newer (2024) stainless steel French-door, counter-depth refrigerator. The location is a real standout. A gated rear entrance, accessible only to Magnolia Square residents with a key, provides convenient access to the Largo Public Library, with Largo Central Park just across the street. Shops, restaurants, a neighborhood pub and other everyday conveniences are nearby, while the barrier-island beaches are only about 4.4 miles away. And a nice bonus for EV drivers: the library parking lot has EV charging stations, because apparently even your car gets a neighborhood amenity. The home includes an assigned covered parking space, and Magnolia Square residents enjoy a community pool, tennis courts and clubhouse. Monthly condo dues also include water, sewer, trash collection, building insurance, exterior building and grounds maintenance, and reserve funding. Whether you're looking for your first home, a Florida getaway or simply a low-maintenance home in a location where you can leave the car parked more often, this one offers a combination of privacy, outdoor living, recent improvements and convenience that's hard to find.

Facts & features

The home at a glance

2

Bedrooms

1.5

Bathrooms

816

Sqft

10 ac

Lot size

1975

Year built

Two

Levels

$211

Per sqft

Pets allowed

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · PrimaryBedroom Upstairs · Solid Wood Cabinets
LaundryIn Kitchen
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesEast
ParkingAssigned · Guest
ExteriorBalcony · Outdoor Grill

Community & fees

Taxes (2025)$2,689/yr
PetsYes
CommunityBuyer Approval Required · Clubhouse · Community Mailbox · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,473 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,013
FHA mortgage insurance (est.)$76
Property tax — 2025 actual bill$224
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,020Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,020
Interest rate6.00%
Loan term

Estimated payment

$1,473/mo

Principal & interest$1,013
FHA mortgage insurance (est.)$76
Property taxes (actual bill)$224
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $172K
$127KedgeAI estimate $146,432 · range $132K–$154K$179K

vs edgeAI estimate

+17.5%

$/sqft vs Largo actives

$211 vs $221

Days on market

19 vs 69 typical

Where $211/sqft sits among the 400 Largo actives

102
94 · this home
73
49
44
38
$107–162$162–218$218–273$273–328$328–383$383+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Largo

Drive times from this address

Downtown Tampa≈ 31 min
Tampa Int’l Airport (TPA)≈ 31 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Largo. See the full Largo guide →

LARGO 33770 — neighborhood snapshot

Population

25,005

Median age

49.3

Median income

$58,071

Median home value

$245,200

Avg household

2.22

Households w/ children

2,227

For the school run

Pinellas County School District

ElementaryMildred Helms Elementary School★★★★★
HighLargo High School★★★★★
MiddleLargo Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller — 3.5 months of inventoryBuyer’s market

$340K → $325K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

210 of 400

Largo actives have cut their price

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 9% below the LARGO 33770 median. See the full Largo market guide →

Paper trail

This home's history

Sep 25, 2026Listed at $172,000 · 19 days on market since
1975Built · MAGNOLIA SQUARE CONDO INC

Reality check

What actually sold near 501 E BAY DRIVE UNIT 702

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

501 EAST BAY DR. UNIT 3401Sold · Nov ’25

$110,000

501 EAST BAY DR. UNIT 3401 · same community

2 bd · 1.5 ba · 816 sqft · $135/sqft · 8 DOM

501 E BAY DRIVE UNIT 3401Sold · May ’26

$170,000

501 E BAY DRIVE UNIT 3401 · same community

2 bd · 1.5 ba · 816 sqft · $208/sqft · 67 DOM

903 16TH AVENUE NWSold · Oct ’25

$239,900

903 16TH AVENUE NW

2 bd · 1 ba · 840 sqft · $286/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Seth Cabrera - Rothschild

Your agent

Seth Cabrera - Rothschild

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 501 E BAY DRIVE UNIT 702 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 501 E BAY DRIVE UNIT 702 — before you fall in love.

See it in person

Schedule a tour

Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

501 E BAY DRIVE UNIT 702 FAQs

What would the monthly payment be for 501 E BAY DRIVE UNIT 702?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,473/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 501 E BAY DRIVE UNIT 702?+

The most recent tax bill on record (2025) was $2,689. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 501 E BAY DRIVE UNIT 702?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Largo?+

At $172,000, this home is listed about 39% below the Largo median of $281,050. The market section on this page shows how the area is trending.

Which schools are assigned to 501 E BAY DRIVE UNIT 702?+

Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of FUTURE HOME REALTY INC · Lea Lagueux. MLS #TB8552030.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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