10118 N LAKE DRIVE UNIT 30, LARGO, FL, 33773
Active13 days on marketListed Oct 1, 2026MLS #TB8552473
About this home
10118 N LAKE DRIVE UNIT 30
Located in beautiful Holiday Shores, this spacious home offers access to Lake Seminole through the community's private boat ramp, with boat slips available on a first-come, first-served basis. Larger than it appears, the home is filled with potential and offers numerous possibilities for customization or remodeling. Its flexible layout includes a sunroom plus an additional oversized room that could serve as a second sunroom, great room, hobby space, office, or entertainment area. The split-bedroom floor plan provides added privacy, and the second bedroom features an ensuite bath. In addition to the covered front carport, the property includes a rare rear covered carport accessed from 106th Avenue. This unique feature provides extra parking for a car, golf cart, or motorcycle, or it could be enjoyed as a covered patio. The home currently offers a warm, beachy coastal vibe. Holiday Shores residents enjoy planned activities, fishing, a putting green, heated pool, shuffleboard, exercise room, and a small park with a gazebo for walking pets. The community allows two pets, with no weight limit for dogs, and offers low monthly maintenance fees. Conveniently located approximately six miles from the sugar-sand shores of Indian Rocks Beach, 20 minutes from St. Pete-Clearwater International Airport, and 30 minutes from Tampa International Airport.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
888
Sqft
41.88 ac
Lot size
1970
Year built
One
Levels
$113
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,035 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,035/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18%
$/sqft vs HOLIDAY SHORES MOBILE PARK UNREC
$113 vs $167
Days on market
13 vs 69 typical
Where $113/sqft sits among the 10 homes for sale in HOLIDAY SHORES MOBILE PARK UNREC
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Holiday Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Holiday Shores — neighborhood snapshot
Population
230
Median age
61
Median income
$50,060
Median home value
$128,900
Avg household
2
Households w/ children
11%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
4 of 10
HOLIDAY SHORES MOBILE PARK UNREC have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 62% below the LARGO 33773 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 10118 N LAKE DRIVE UNIT 30
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$110,000
10350 106TH AVENUE UNIT 11 · same community
2 bd · 2 ba · 912 sqft · $121/sqft · 10 DOM
Sold · Jan ’26$139,000
10512 PALM DRIVE UNIT 2 · same community
2 bd · 2 ba · 841 sqft · $165/sqft · 424 DOM
Sold · Jul ’26$150,000
10178 N LAKE DRIVE UNIT 45 · same community
2 bd · 2 ba · 936 sqft · $160/sqft · 52 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10118 N LAKE DRIVE UNIT 30 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10118 N LAKE DRIVE UNIT 30 — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10118 N LAKE DRIVE UNIT 30 FAQs
What would the monthly payment be for 10118 N LAKE DRIVE UNIT 30?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,035/mo — principal and interest, the actual property-tax bill, the $200/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10118 N LAKE DRIVE UNIT 30?+
The association fee works out to $200 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10118 N LAKE DRIVE UNIT 30?+
The most recent tax bill on record (2025) was $516. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10118 N LAKE DRIVE UNIT 30?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $99,900, this home is listed about 64% below the Largo median of $281,050. The market section on this page shows how the area is trending.
Which schools are assigned to 10118 N LAKE DRIVE UNIT 30?+
Osceola Middle School (middle), Starkey Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LARGO 33773 market on paper
$99,900 is 62% below the LARGO 33773 median of $265,000, and at $113/sqft it sits under the Largo average of $246.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Osceola Middle School, Starkey Elementary School, Richard O Jacobson Technical High School At Seminole — Starkey Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of WILSON REALTY LLC · Cathy Nuebling. MLS #TB8552473.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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