202 S MAYO STREET, CRYSTAL BEACH, FL, 34681
Active9 days on marketListed Oct 3, 2026MLS #TB8552512
About this home
202 S MAYO STREET
Welcome to your coastal retreat in charming Crystal Beach. This immaculate, move in ready 3BR/3BA home with 2 lots (100 x 122) sits in the heart of Crystal Beach, a serene coastal town located one mile north of downtown Palm Harbor. The possibilities are endless! Beautifully updated throughout, this home offers charm and coziness. One block from the water this home has never flooded and is in an X flood zone so no flood insurance required! Updated in 2023 including a new roof and new AC. Enjoy cooking in the gorgeous open kitchen with stone countertops, new appliances, coffee bar. All bathrooms beautifully updated. Updated living room and dining room with new wainscoting and beautifully maintained terrazzo floors. All new hurricane windows and doors (2019). A new private, primary suite with serene views of the Gulf was added to the upstairs with a large bathroom and walk in closet. Lovely outside patio. A shed sits on the vacant lot where you could add so much. Just one block from the water, wheel your kayaks and go for a nice ride. Amenities include a brand new fishing pier, Gulf front park where folks gather to watch gorgeous nightly sunsets, youth center, and the 54 mile long Pinellas Trail. Crystal Beach is a lifestyle with events such as a golf cart parade, chili cookoff, concerts in the park. Tucked away, but close to Dunedin and Tarpon Springs, world famous Clearwater Beach, Innisbrook Golf Resort, 2 international airports, shopping, restaurants, hospitals, A rated schools. No HOA. Fall in love with this property and the lifestyle!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,987
Sqft
0.28 ac
Lot size
1956
Year built
Two
Levels
$443
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,016 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,016/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+77.3%
$/sqft vs CRYSTAL BEACH REV
$443 vs $390
Days on market
9 vs 125 typical
Where $443/sqft sits among the 11 homes for sale in CRYSTAL BEACH REV
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Crystal Beach. See the full Crystal Beach guide →
Crystal Beach — neighborhood snapshot
Population
1,092
Median age
55
Median income
$77,834
Median home value
$135,982
Avg household
2
Households w/ children
70%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal Beach market
$1.2M → $450K
Crystal Beach median sold, yr/yr
94.1%
Sale-to-list ratio (12 mo)
11 of 11
CRYSTAL BEACH REV have cut their price
Median sold price, Crystal Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% above the CRYSTAL BEACH 34681 median. See the full Crystal Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 202 S MAYO STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$605,000
349 KENTUCKY AVENUE · same community
2 bd · 3 ba · 1,916 sqft · $316/sqft · 71 DOM
Sold · Nov ’25$789,900
378 TENNESSEE AVENUE · same community
3 bd · 3 ba · 2,132 sqft · $370/sqft · 30 DOM
Sold · Oct ’25$950,000
416 INDIANA AVENUE · same community
3 bd · 2.5 ba · 2,166 sqft · $439/sqft · 41 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 202 S MAYO STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 202 S MAYO STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
202 S MAYO STREET FAQs
What would the monthly payment be for 202 S MAYO STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,016/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 202 S MAYO STREET?+
The most recent tax bill on record (2025) was $9,333. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 202 S MAYO STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Crystal Beach?+
At $879,900, this home is listed about 16% above the Crystal Beach median of $759,950. The market section on this page shows how the area is trending.
Which schools are assigned to 202 S MAYO STREET?+
Palm Harbor University High (high), Ozona Elementary School (elementary), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BRADSHAW & BRADSHAW REALTY SER · Linda Nuttall. MLS #TB8552512.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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