CENTURY 21 Edge
$804,9002 bd2.5 ba1,378 sqft$584 /sqft≈$5,929 /mo all-in ↓

449 S 12TH STREET UNIT 605, TAMPA, FL, 33602

Active14 days on marketListed Sep 29, 2026MLS #TB8552556

CondominiumTOWERS OF CHANNELSIDE CONDOMIN

About this home

449 S 12TH STREET UNIT 605

Experience the best of downtown Tampa living in this beautifully maintained 2-bedroom, 2.5-bath residence at The Towers of Channelside, ideally positioned between Water Street and Sparkman Wharf. Unit 605 features northwest-facing views and an expansive private terrace, creating the perfect extension of the living space for relaxing or entertaining while taking in the energy of the city. Inside, hardwood flooring flows throughout the home, while the updated kitchen features quartz countertops, cabinetry with crown detail and updated hardware, and modern lighting. The desirable split-bedroom floor plan provides privacy, with both bedrooms offering en-suite baths and walk-in closets complete with custom built-ins. Neutral finishes throughout create a bright and inviting interior, while a new tankless water heater adds additional efficiency and convenience. This residence also includes TWO assigned parking spaces and an air-conditioned storage unit. The amenities at The Towers of Channelside take downtown living to another level. At the heart of the community is an impressive resort-style pool complex surrounded by palm trees and expansive lounging areas, complete with a spa and dramatic rock waterfall feature. Residents also enjoy a fitness center, private dog park and clubhouse available for private events and gatherings. Step outside and enjoy Water Street Tampa, Sparkman Wharf, the Tampa Riverwalk, Florida Aquarium and some of Tampa's best dining, waterfront attractions and entertainment. Benchmark International Arena and the Tampa Convention Center are conveniently located nearby, with the future home of the Tampa Bay Rays just minutes away. With Tampa International Airport and major roadways also within easy reach, everything you love about Tampa is right at your fingertips.

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

1,378

Sqft

2

Garage

2007

Year built

Three Or More

Levels

$584

Per sqft

City viewPets allowed

Inside

FlooringCeramic Tile · Hardwood
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator · Tankless Water Heater
InteriorCeiling Fan(s) · Crown Molding · High Ceilings · Living Room/Dining Room Combo · Solid Surface Counters · Thermostat · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofMetal
ConstructionBlock · Concrete
FoundationBlock
ViewCity
FacesWest
ParkingAssigned · Covered · Guest
ExteriorDog Run · Sliding Doors

Community & fees

Taxes (2025)$13,490/yr
PetsYes
CommunityBuyer Approval Required · Dog Park · Fitness Center · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,929 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,343
PMI (est., until 20% equity)$302
Property tax — 2025 actual bill$1,124
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $80,490Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $80,490
Interest rate6.00%
Loan term

Estimated payment

$5,929/mo

Principal & interest$4,343
PMI (est., until 20% equity)$302
Property taxes (actual bill)$1,124
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $805K
$696KedgeAI estimate $751,302 · range $725K–$806K$838K

vs edgeAI estimate

+7.1%

$/sqft vs TOWERS OF CHANNELSIDE CONDOMIN

$584 vs $624

Days on market

14 vs 64 typical

Where $584/sqft sits among the 9 homes for sale in TOWERS OF CHANNELSIDE CONDOMIN

3
0 · this home
3
2
0
1
$503–562$562–620$620–679$679–738$738–797$797+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Channel District

Drive times from this address

Downtown Tampa≈ 2 min
Tampa Int’l Airport (TPA)≈ 16 min
Walt Disney World≈ 69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Channel District — neighborhood snapshot

Population

4,558

Median age

36

Median income

$117,680

Median home value

$706,917

Avg household

2

Households w/ children

208

For the school run

Hillsborough County School District

HighBlake High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★
MiddleMadison Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller — 4.1 months of inventoryBuyer’s market

$413K → $430K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

5 of 9

TOWERS OF CHANNELSIDE CONDOMIN have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 15% above the TAMPA 33602 median. See the full Tampa market guide →

Paper trail

This home's history

Sep 29, 2026Listed at $804,900 · 14 days on market since
2007Built · TOWERS OF CHANNELSIDE CONDOMIN

Reality check

What actually sold near 449 S 12TH STREET UNIT 605

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

449 S 12TH STREET UNIT 705Sold · Mar ’26

$585,000

449 S 12TH STREET UNIT 705 · same community

2 bd · 2.5 ba · 1,378 sqft · $425/sqft · 154 DOM

1209 E CUMBERLAND AVENUE UNIT 903Sold · Oct ’25

$630,000

1209 E CUMBERLAND AVENUE UNIT 903 · same community

2 bd · 2.5 ba · 1,363 sqft · $462/sqft · 42 DOM

1209 E CUMBERLAND AVENUE UNIT 804Sold · Jun ’26

$725,000

1209 E CUMBERLAND AVENUE UNIT 804 · same community

2 bd · 2.5 ba · 1,363 sqft · $532/sqft · 128 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Lewis

Your agent

Shawn Lewis

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 449 S 12TH STREET UNIT 605 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 449 S 12TH STREET UNIT 605 — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

449 S 12TH STREET UNIT 605 FAQs

What would the monthly payment be for 449 S 12TH STREET UNIT 605?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,929/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 449 S 12TH STREET UNIT 605?+

The most recent tax bill on record (2025) was $13,490. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 449 S 12TH STREET UNIT 605?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $804,900, this home is listed about 85% above the Tampa median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 449 S 12TH STREET UNIT 605?+

Blake High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Madison Middle School (middle) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of SIGNATURE REALTY ASSOCIATES · Karena Caputo. MLS #TB8552556.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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449 S 12TH STREET UNIT 605, TAMPA, FL — 2 Bed, 2.5 Bath — $804,900 | CENTURY 21 Edge