36375 CAMP FIRE TERRACE, ZEPHYRHILLS, FL, 33541
Active0 days on marketListed Oct 12, 2026MLS #TB8552665
About this home
36375 CAMP FIRE TERRACE
Short Sale. This modern two-story townhome offers a thoughtfully designed open-concept layout, with the kitchen, great room, dining area, and covered patio creating an inviting space for everyday living and entertaining. Upstairs, the spacious primary suite is joined by two additional bedrooms and a versatile loft that can be used as a home office, playroom, or additional living space. Located in Abbott Square, a master-planned community in Zephyrhills, this home offers access to a variety of amenities, including a clubhouse, resort-style swimming pool, splash park, fitness center, game room, BBQ areas, and green spaces. Conveniently located near schools, golf courses, shopping, recreation, and opportunities for fishing and boating. Professional photography COMING SOON!. Photo currently shown may be representative and may not depict the actual home. IMPORTANT: This is an unapproved short sale. The sale is subject to third-party/lender approval, and the lender has not yet approved the sale price or terms. Buyers should be prepared for an additional approval period, and the closing timeline may be longer than a traditional sale. Have questions about how the short-sale process works? Feel free to contact us — we're happy to explain the process and answer any questions.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,634
Sqft
0.04 ac
Lot size
1
Garage
2024
Year built
Two
Levels
$138
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,486 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,486/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.9%
Days on market
0 vs 70 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Zephyrhills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
ZEPHYRHILLS 33541 — neighborhood snapshot
Population
23,913
Median age
57.8
Median income
$55,556
Median home value
$111,300
Avg household
2.21
Households w/ children
1,812
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $342K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% below the ZEPHYRHILLS 33541 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 36375 CAMP FIRE TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 36375 CAMP FIRE TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
36375 CAMP FIRE TERRACE FAQs
What would the monthly payment be for 36375 CAMP FIRE TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,486/mo — principal and interest, the actual property-tax bill, the $276/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 36375 CAMP FIRE TERRACE?+
The association fee works out to $276 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 36375 CAMP FIRE TERRACE?+
The most recent tax bill on record (2025) was $7,508. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 36375 CAMP FIRE TERRACE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $225,000, this home is listed about 26% below the Zephyrhills median of $305,000. The market section on this page shows how the area is trending.
Which schools are assigned to 36375 CAMP FIRE TERRACE?+
Chester W. Taylor Junior Elementary School (elementary), Raymond B. Stewart Middle School (middle), Zephyrhills High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of KELLER WILLIAMS TAMPA PROPERTIES · cilayn alba. MLS #TB8552665.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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