1025 MELROSE AVENUE S, ST PETERSBURG, FL, 33705
Active23 days on marketListed Sep 28, 2026MLS #TB8552687
About this home
1025 MELROSE AVENUE S
It’s not often you find brand new construction in St. Pete with a detached ADU and that’s exactly what makes 1025 Melrose Ave S such a rare opportunity. Beyond the beautifully designed main home, the separate ADU offers something even more valuable: flexibility. Use it for family, guests, a private workspace, or explore its potential as an income-producing asset. The main residence features 3 bedrooms, 3 bathrooms, and a dedicated office. Inside, thoughtful design choices set this home apart from typical new construction. Warm wood tones, statement tile, bronze finishes, and engineered flooring. At the center of the home is an impressive kitchen anchored by a 14-foot island, complemented by soft-close cabinetry and a Forno appliance package. Rear ally access gives way to the detached 2-car garage with an approximately 600-square-foot, 1-bedroom ADU above. With its own full kitchen, bathroom, and living area, this is far more than a bonus room, it’s a true secondary living space. Enjoy a spacious back yard with optional pool plans already prepared for buyers looking to create a beautiful outdoor retreat. The cherry on top? All of this is just minutes from Downtown St. Pete, Central Avenue, restaurants, coffee shops, waterfront parks, entertainment, and an easy drive to the beaches. A brand-new home, a detached ADU, and the opportunity for your property to do more than simply be a place to live, 1025 Melrose Ave S is a rare find in St. Pete. *Builder is putting finishing touches, Completion estimated 2nd week of October*
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,503
Sqft
0.13 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$366
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,361 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,361/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+36.5%
$/sqft vs St Petersburg actives
$366 vs $322
Days on market
23 vs 66 typical
Where $366/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Thirteenth St Heights
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Thirteenth St Heights — neighborhood snapshot
Population
1,930
Median age
30
Median income
$20,047
Median home value
$168,328
Avg household
3
Households w/ children
216
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
233 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 190% above the ST PETERSBURG 33705 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 1025 MELROSE AVENUE S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$375,000
1126 MELROSE AVENUE S · same community
3 bd · 2 ba · 1,293 sqft · $290/sqft · 34 DOM
Sold · Jul ’26$480,000
1125 MELROSE AVENUE S · same community
3 bd · 3 ba · 1,271 sqft · $378/sqft · 48 DOM
Sold · Mar ’26$859,000
2637 BAYSIDE DRIVE S
4 bd · 3 ba · 2,328 sqft · $369/sqft · 205 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1025 MELROSE AVENUE S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1025 MELROSE AVENUE S — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1025 MELROSE AVENUE S FAQs
What would the monthly payment be for 1025 MELROSE AVENUE S?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $6,361/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1025 MELROSE AVENUE S?+
The most recent tax bill on record (2025) was $1,195. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $915,000, this home is listed about 116% above the St Petersburg median of $424,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1025 MELROSE AVENUE S?+
Campbell Park Elementary School (elementary), John Hopkins Middle School (middle), Gibbs High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ARC REALTY GROUP · Montana Wynant. MLS #TB8552687.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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