CENTURY 21 Edge
$449,9003 bd2 ba1,408 sqft$320 /sqft≈$3,312 /mo all-in ↓

4932 CYPRESS TRACE DRIVE, TAMPA, FL, 33624

Active10 days on marketListed Oct 2, 2026MLS #TB8552710

Private poolSingle Family ResidenceCYPRESS TRACE

About this home

4932 CYPRESS TRACE DRIVE

CARROLLWOOD VILLAGE POOL HOME UNDER $450K! It’s hard to find a pool home at this price point—especially in the highly desirable, beautifully manicured Carrollwood Village! Located in Cypress Trace at Carrollwood Village, this 3-bedroom, 2-bathroom home offers a 2-car garage, screened-in pool, and a long list of recent upgrades. From the moment you arrive, the curb appeal makes an impression with a NEW ROOF(2024), NEW DRIVEWAY(2026), NEW HURRICANE-IMPACT WINDOWS(2025) and NEWER GARAGE DOOR & EXTERIOR PAINT(2022)! Step inside to a bright, open and airy floor plan featuring vaulted ceilings throughout the main living areas and a wood-burning fireplace, perfect for cozy family gatherings and holidays. There’s NO CARPET here, with tile flooring throughout for easy maintenance. The kitchen features wood cabinetry, granite countertops, stainless-steel appliances, tile backsplash and a convenient eat-in area. The dining room sits directly off the kitchen and opens to the spacious great room, creating an ideal layout for entertaining. The split-bedroom floor plan offers privacy, with two guest bedrooms and a guest bathroom tucked away on one side of the home. The primary suite is privately situated on the opposite side and features a large walk-in closet and en-suite bathroom with a walk-in shower. Indoor laundry room is accessible to all rooms and features a NEW WASHER & DRYER and NEW HOT WATER HEATER(2026)! Step outside and enjoy your own private retreat! The sparkling blue pool and screened enclosure provide plenty of room for relaxing and entertaining. The backyard is mostly xeriscaped for easy maintenance while still offering a blank canvas for you to create your dream outdoor space. Then there’s the Carrollwood Village lifestyle! THE HOA IS ONLY $693/PER YEAR, and residents enjoy access to walking trails, tennis courts, basketball courts and more. Just minutes away is Carrollwood Village Park, featuring splash pads, a dog park, skate park, playgrounds, walking trails and an amphitheater for endless community events. Plus, you’re surrounded by the convenience of village shops and restaurants— some including a sandwich shop, gas station, barber shop, coffee shop, pizza restaurant, veterinarian and more! Join the Carrollwood Village Country Club and start golfing today or even host your next event there! Perfectly situated in the heart of Carrollwood and just a stones throw from all your favorite destinations! Don’t miss your opportunity to get your piece of the pie in Carrollwood Village!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,408

Sqft

0.12 ac

Lot size

2

Garage

1987

Year built

One

Levels

$320

Per sqft

Private poolFireplacePool view

Inside

FlooringTile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewPool
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorGarden · Lighting · Private Mailbox · Private Yard · Rain Gutters · Sidewalk

Community & fees

HOA fee$58/mo
Taxes (2025)$2,959/yr
PetsCats OK, Dogs OK
CommunityDeed Restrictions · Dog Park · Golf Carts OK · Golf · Park · Playground · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,312 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$247
HOA fee — from the listing$58
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,747Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,747
Interest rate6.00%
Loan term

Estimated payment

$3,312/mo

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$247
HOA / condo fee$58
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $450K
$408KedgeAI estimate $466,779 · range $425K–$513K$534K

vs edgeAI estimate

−3.6%

$/sqft vs Tampa actives

$320 vs $284

Days on market

10 vs 64 typical

Where $320/sqft sits among the 400 Tampa actives

262 · this home
74
17
15
5
27
$149–353$353–557$557–761$761–964$964–1168$1168+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Carrollwood Village

Drive times from this address

Tampa Int’l Airport (TPA)≈ 21 min
Downtown Tampa≈ 23 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Carrollwood Village — neighborhood snapshot

Population

9,217

Median age

50

Median income

$107,115

Median home value

$430,001

Avg household

2

Households w/ children

924

For the school run

Hillsborough County School District

ElementaryCarrollwood K-8 School★★★★★
HighChamberlain High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller — 4.1 months of inventoryBuyer’s market

$413K → $430K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

229 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 22% above the TAMPA 33624 median. See the full Tampa market guide →

Paper trail

This home's history

Oct 2, 2026Listed at $449,900 · 10 days on market since
1987Built · CYPRESS TRACE

Reality check

What actually sold near 4932 CYPRESS TRACE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4923 CYPRESS TRACE DRIVESold · Feb ’26

$425,000

4923 CYPRESS TRACE DRIVE · same community

3 bd · 2 ba · 1,408 sqft · $302/sqft · 143 DOM

5055 CYPRESS TRACE DRIVESold · Aug ’26

$390,000

5055 CYPRESS TRACE DRIVE · same community

3 bd · 2 ba · 1,404 sqft · $278/sqft · 12 DOM

5033 CYPRESS TRACE DRIVESold · Sep ’26

$485,000

5033 CYPRESS TRACE DRIVE · same community

3 bd · 2 ba · 1,414 sqft · $343/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4932 CYPRESS TRACE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4932 CYPRESS TRACE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4932 CYPRESS TRACE DRIVE FAQs

What would the monthly payment be for 4932 CYPRESS TRACE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,312/mo — principal and interest, the actual property-tax bill, the $58/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4932 CYPRESS TRACE DRIVE?+

The association fee works out to $58 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4932 CYPRESS TRACE DRIVE?+

The most recent tax bill on record (2025) was $2,959. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4932 CYPRESS TRACE DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $449,900, this home is listed about 3% above the Tampa median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4932 CYPRESS TRACE DRIVE?+

Carrollwood K-8 School (elementary), Chamberlain High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Osvaldo Irizarry, II. MLS #TB8552710.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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