8497 90TH STREET, SEMINOLE, FL, 33777
Active12 days on marketListed Sep 28, 2026MLS #TB8552755
About this home
8497 90TH STREET
Welcome to this fantastic 3-bedroom, 2 and a half-bathroom pool home tucked away in a quiet, highly desirable neighborhood. This home features a wonderful split floor plan with brand-new flooring throughout. The primary suite is a true retreat, complete with a large connected bonus room that makes a perfect home office. Step outside to enjoy Florida living at its finest on your screened-in porch overlooking the sparkling pool. You will also enjoy ultimate peace of mind with built-in hurricane shutters protecting the entire home. Both the roof and AC are less than 10 years old. The location is unbeatable, just one block from Starkey Elementary and a short, easy walk to both Osceola Middle and Osceola High School!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,584
Sqft
0.14 ac
Lot size
2
Garage
1976
Year built
One
Levels
$316
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,791 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,791/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.5%
$/sqft vs Seminole actives
$316 vs $253
Days on market
12 vs 54 typical
Where $316/sqft sits among the 325 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Kaywood Gardens
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Kaywood Gardens — neighborhood snapshot
Population
493
Median age
35
Median income
$87,362
Median home value
$286,776
Avg household
3
Households w/ children
54%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$405K → $450K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
174 of 325
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 82% above the SEMINOLE 33777 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 8497 90TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$335,000
8974 91ST STREET · same community
3 bd · 1 ba · 950 sqft · $353/sqft · 3 DOM
Sold · Feb ’26$370,000
6315 SHORELINE DRIVE UNIT 3305
3 bd · 2 ba · 1,595 sqft · $232/sqft · 74 DOM
Sold · Jun ’26$372,000
6399 SHORELINE DRIVE UNIT 4201
3 bd · 2 ba · 1,539 sqft · $242/sqft · 259 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 8497 90TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8497 90TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8497 90TH STREET FAQs
What would the monthly payment be for 8497 90TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,791/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8497 90TH STREET?+
The most recent tax bill on record (2025) was $5,595. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Seminole?+
At $500,000, this home is listed about 38% above the Seminole median of $362,500. The market section on this page shows how the area is trending.
Which schools are assigned to 8497 90TH STREET?+
Starkey Elementary School (elementary), Osceola Middle School (middle), Dixie M. Hollins High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$500,000 runs 82% above the SEMINOLE 33777 median — but at 1,584 sqft it's also 21% larger than the typical Seminole listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Starkey Elementary School, Osceola Middle School, Dixie M. Hollins High School — Starkey Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Cole Phillips. MLS #TB8552755.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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