1163 FAY AVENUE, LARGO, FL, 33771
Active8 days on marketListed Oct 6, 2026MLS #TB8552796
About this home
1163 FAY AVENUE
Virtually Staged. Welcome to 1163 Fay Ave, a charming 3-bedroom, 2-bath home offering 1,296 square feet of living area. This inviting home features a comfortable living room, separate dining area, and a combination of wood flooring throughout most of the main living areas, tile, and carpet, with carpet in the bedrooms for added comfort. The bright Florida room provides additional living space and is surrounded by windows, creating a light and relaxing atmosphere. The spacious bedrooms offer comfortable accommodations, while ceiling fans throughout add to the home's comfort. The single-story layout provides convenient and easy living. Largo offers a variety of parks, nature trails, recreational activities, shopping, dining, and community events, with popular destinations including Largo Central Park, Eagle Lake Park, the Florida Botanical Gardens, and Heritage Village. Residents also enjoy convenient access to Gulf beaches and attractions throughout Pinellas County. with convenient access to shopping, dining, parks, and area amenities. This home is a wonderful opportunity for those looking for a comfortable Florida home with plenty of potential.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,704
Sqft
0.19 ac
Lot size
1963
Year built
One
Levels
$249
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,983 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,983/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.4%
$/sqft vs Largo actives
$249 vs $221
Days on market
8 vs 69 typical
Where $249/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Keene
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Keene — neighborhood snapshot
Population
1,406
Median age
52
Median income
$74,261
Median home value
$345,400
Avg household
2
Households w/ children
125
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
210 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 89% above the LARGO 33771 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 1163 FAY AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$510,000
925 IRENE AVENUE · same community
3 bd · 2 ba · 1,718 sqft · $297/sqft · 127 DOM
Sold · Mar ’26$457,000
1110 IRENE AVENUE · same community
3 bd · 2 ba · 1,640 sqft · $279/sqft · 35 DOM
Sold · Jul ’26$480,000
2453 ROBERTA STREET · same community
4 bd · 2 ba · 1,802 sqft · $266/sqft · 180 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 1163 FAY AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1163 FAY AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1163 FAY AVENUE FAQs
What would the monthly payment be for 1163 FAY AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,983/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1163 FAY AVENUE?+
The most recent tax bill on record (2025) was $1,599. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1163 FAY AVENUE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $425,000, this home is listed about 51% above the Largo median of $281,050. The market section on this page shows how the area is trending.
Which schools are assigned to 1163 FAY AVENUE?+
Belcher Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Nicole Dufala. MLS #TB8552796.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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