
10898 NE 220TH STREET, FORT MC COY, FL, 32134
Active12 days on marketListed Sep 28, 2026MLS #TB8552848
About this home
10898 NE 220TH STREET
Discover a peaceful blend of privacy, space, and natural beauty with this two-bedroom, two-bath manufactured home situated on 4.89 wooded acres in Fort McCoy. Tucked away among mature trees and surrounded by the quiet character of the countryside, this property offers a welcoming retreat with plenty of room to relax, explore, and make it your own. Inland Lake and Pegram Lake are nearby, providing convenient access to some of the area’s scenic outdoor surroundings. An accessible covered front porch welcomes you home while overlooking the spacious front yard—an inviting spot to enjoy your morning coffee, unwind in the shade, or simply take in the peaceful setting. Step through the front door into a comfortable living room featuring neutral paint colors and wide-plank vinyl flooring. A sliding glass door brings in natural light and provides easy access to the backyard, creating a natural connection between the indoor living space and the wooded landscape beyond. The thoughtfully arranged split-bedroom floor plan offers added privacy. The primary bedroom is located just off the living room, providing a comfortable place to recharge at the end of the day. On the opposite side of the home, the guest bedroom and second full bathroom create a separate space for family members, visitors, or a home office. The kitchen combines everyday function with updated style, featuring refreshed cabinetry, generous counter space, a closet pantry, and a dinette area for casual meals. Outside, the property continues to impress with a backyard firepit ready for evenings beneath the stars, two storage sheds for tools and recreational equipment, and abundant wooded acreage. Trails wind through the trees, offering opportunities for peaceful walks, outdoor projects, and enjoying the property’s natural surroundings. Whether you are seeking a full-time residence or a quiet rural escape, this Fort McCoy property delivers space, privacy, and an inviting connection to the outdoors.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
952
Sqft
4.89 ac
Lot size
1990
Year built
One
Levels
$205
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,544 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,544/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+41.7%
$/sqft vs NOT IN SUBDIVISION
$205 vs $242
Days on market
12 vs 56 typical
Where $205/sqft sits among the 136 homes for sale in NOT IN SUBDIVISION
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fort Mc Coy
Get to know Fort Mc Coy. See the full Fort Mc Coy guide →
FORT MC COY 32134 — neighborhood snapshot
Population
7,400
Median age
55
Median income
$46,429
Median home value
$145,500
Avg household
2.3
Households w/ children
570
The numbers that matter
The Fort Mc Coy market
$240K → $120K
Fort Mc Coy median sold, yr/yr
91.6%
Sale-to-list ratio (12 mo)
81 of 136
NOT IN SUBDIVISION have cut their price
Median sold price, Fort Mc Coy, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 255% above the FORT MC COY 32134 median. See the full Fort Mc Coy market guide →
Paper trail
This home's history
Reality check
What actually sold near 10898 NE 220TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$122,000
3821 TEAKWOOD CIRCLE · same community
2 bd · 2 ba · 924 sqft · $132/sqft · 122 DOM
Sold · Dec ’25$165,000
9630 NE 99TH PLACE · same community
3 bd · 2 ba · 914 sqft · $181/sqft · 0 DOM
Sold · Mar ’26$130,000
27 STORY ROAD · same community
2 bd · 1 ba · 864 sqft · $150/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 10898 NE 220TH STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10898 NE 220TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10898 NE 220TH STREET FAQs
What would the monthly payment be for 10898 NE 220TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,544/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10898 NE 220TH STREET?+
The most recent tax bill on record (2025) was $1,792. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10898 NE 220TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Fort Mc Coy?+
At $195,000, this home is listed about 22% above the Fort Mc Coy median of $160,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Malissa Crawford. MLS #TB8552848.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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