CENTURY 21 Edge
$709,9002 bd2 ba1,470 sqft$483 /sqft≈$5,043 /mo all-in ↓

6650 SUNSET WAY UNIT 105, ST PETE BEACH, FL, 33706

Active11 days on marketListed Oct 1, 2026MLS #TB8552923

WaterfrontPrivate poolFully furnishedCondominiumSILVER SANDS BEACH & RACQUET CLUB

About this home

6650 SUNSET WAY UNIT 105

Space to settle in, room to make it your own, and the beach just steps away. This unit offers 1,470 square feet of comfortable living within Silver Sands, one of St. Pete Beach’s premier waterfront communities. With two bedrooms, two full baths, a flexible bonus sleeping area, and an expansive private balcony, this furnished residence is ready to enjoy now while offering exciting potential for the future. The generous floor plan provides an easy flow between the living and dining areas, with wood-look plank and tile flooring throughout and a kitchen equipped with stainless steel appliances. Large sliding doors extend the living space onto the oversized balcony, where there is plenty of room for both dining and lounging, along with a slight view of the water and Gulf breezes to complete the setting. The spacious primary suite features its own access to the balcony, creating an easy connection to the outdoors and another way to enjoy the coastal setting. A walk-in closet provides generous storage, while the private bath includes dual vanities and a walk-in shower. A comfortable guest bedroom and second full bath provide privacy for visitors, while an additional bonus room is currently arranged as sleeping quarters. This flexible space also works beautifully for overflow guests, a home office, den, or hobby space. Comfortable and functional today, the residence also offers plenty of potential for a new owner to update, personalize, and enhance the interiors over time. Whether you choose to enjoy it just as it is or bring your own vision to the space, the footprint provides an excellent foundation to create a beach home tailored entirely to your style. Garage parking adds another welcome convenience. Life at Silver Sands centers around the beach, the water, and an impressive collection of amenities designed to be enjoyed year-round. Private access leads directly to the sands of St. Pete Beach, while two waterfront pools and spas offer another way to spend the day outdoors. Residents also enjoy six pickleball courts, tennis courts, 24/7 gated and guarded security, and a clubhouse complete with a fitness center, spacious community room and full kitchen, table tennis, and billiards. Just one block off Gulf Boulevard, Silver Sands keeps you close to St. Pete Beach restaurants, shops, the boutiques and Sunday market along Corey Avenue, and everything that makes this stretch of the coast so enjoyable. Whether envisioned as a full-time residence or an easy Florida getaway, this unit combines generous living space, a flexible floor plan, direct access to the beach, and the opportunity to make a Silver Sands residence truly your own!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,470

Sqft

0 ac

Lot size

1

Garage

1992

Year built

One

Levels

$483

Per sqft

Private poolWaterfrontWater viewFurnishedPets allowed

Inside

FlooringTile
AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofBuilt-Up
ConstructionBlock · Stucco
FoundationPillar/Post/Pier · Slab
ViewWater
FacesEast
ParkingAssigned · Guest · Under Building
ExteriorBalcony · Dog Run · Irrigation System · Lighting · Outdoor Shower · Private Mailbox · Sauna · Sidewalk · Sliding Doors · Sprinkler Metered · Tennis Court(s)

Community & fees

Taxes (2025)$9,438/yr
PetsYes
CommunityGulf/Ocean Front · Water Access · Waterfront · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Fitness Center · Gated Community - Guard · Golf Carts OK · Irrigation-Reclaimed Water · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,043 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,831
PMI (est., until 20% equity)$266
Property tax — 2025 actual bill$787
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $70,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $70,990
Interest rate6.00%
Loan term

Estimated payment

$5,043/mo

Principal & interest$3,831
PMI (est., until 20% equity)$266
Property taxes (actual bill)$787
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $710K
$682KedgeAI estimate $774,584 · range $716K–$798K$830K

vs edgeAI estimate

−8.4%

$/sqft vs St Pete Beach actives

$483 vs $479

Days on market

11 vs 96 typical

Where $483/sqft sits among the 157 St Pete Beach actives

43
50 · this home
27
13
10
14
$258–395$395–531$531–667$667–804$804–940$940+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Pete Beach

Drive times from this address

Downtown Tampa≈ 40 min
Tampa Int’l Airport (TPA)≈ 40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Pete Beach. See the full St Pete Beach guide →

ST PETE BEACH 33706 — neighborhood snapshot

Population

15,347

Median age

62.2

Median income

$97,364

Median home value

$616,800

Avg household

1.79

Households w/ children

453

For the school run

Pinellas County School District

ElementaryAzalea Elementary School★★★★★
MiddleAzalea Middle School★★★★★
HighBoca Ciega High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Pete Beach market

Seller’s marketBalanced — 5.4 months of inventoryBuyer’s market

$679K → $553K

St Pete Beach median sold, yr/yr

93.7%

Sale-to-list ratio (12 mo)

82 of 157

St Pete Beach actives have cut their price

Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 54% above the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →

Paper trail

This home's history

Oct 1, 2026Listed at $709,900 · 11 days on market since
1992Built · SILVER SANDS BEACH & RACQUET CLUB

Reality check

What actually sold near 6650 SUNSET WAY UNIT 105

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6600 SUNSET WAY UNIT 410Sold · Mar ’26

$756,000

6600 SUNSET WAY UNIT 410 · same community

2 bd · 2 ba · 1,470 sqft · $514/sqft · 6 DOM

6500 SUNSET WAY UNIT 112Sold · May ’26

$685,000

6500 SUNSET WAY UNIT 112 · same community

2 bd · 2 ba · 1,470 sqft · $466/sqft · 24 DOM

6600 SUNSET WAY UNIT 204Sold · Jan ’26

$699,000

6600 SUNSET WAY UNIT 204 · same community

2 bd · 2 ba · 1,470 sqft · $476/sqft · 19 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 6650 SUNSET WAY UNIT 105 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6650 SUNSET WAY UNIT 105 — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

6650 SUNSET WAY UNIT 105 FAQs

What would the monthly payment be for 6650 SUNSET WAY UNIT 105?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,043/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 6650 SUNSET WAY UNIT 105?+

The most recent tax bill on record (2025) was $9,438. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6650 SUNSET WAY UNIT 105?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Pete Beach?+

At $709,900, this home is listed about 31% above the St Pete Beach median of $539,900. The market section on this page shows how the area is trending.

Which schools are assigned to 6650 SUNSET WAY UNIT 105?+

Azalea Elementary School (elementary), Azalea Middle School (middle), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$709,900 runs 54% above the ST PETE BEACH 33706 median — but at 1,470 sqft it's also 17% larger than the typical St Pete Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Azalea Elementary School, Azalea Middle School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COMPASS FLORIDA LLC · Melinda Persuitte. MLS #TB8552923.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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