650 COLLANY ROAD UNIT 406, TIERRA VERDE, FL, 33715
Active7 days on marketListed Oct 5, 2026MLS #TB8552946
About this home
650 COLLANY ROAD UNIT 406
LIVE THE LIFESTYLE YOU'VE ALWAYS DREAMED OF! Welcome to Sunset Pointe at Collany Key, an exclusive gated Gulf-front community on picturesque Tierra Verde Island. This beautifully furnished 3-bedroom, 3.5-bath, prized corner residence offers unmatched privacy and features 2,721 square feet of luxurious coastal living, including spectacular Gulf, Bay, and Intracoastal water views, and an exceptional array of private community amenities. A semi-private elevator opens directly into your private foyer, setting the tone for this sophisticated residence. The open-concept interior features custom designer finishes and upgrades throughout, including porcelain wood-plank tile, exotic light fixtures, remote controlled window coverings, high impact rated sliders and windows, remote controlled Hurricane shutters, crown molding, custom closets, plantation shutters, and a Leak Defense System. The chef’s kitchen is designed for both everyday living and entertaining, featuring high-end appliances, abundant cabinetry, generous counter space, and an oversized island with comfortable bar seating. Enjoy two expansive balconies, including a spectacular wraparound balcony that captures panoramic coastal views and unforgettable sunsets. The spacious primary suite is a private retreat with sweeping Gulf, bay, and Intracoastal views, direct balcony access, and a luxurious ensuite bath complete with a soaking tub, oversized walk-in shower, and dual vanities. Additional highlights include a semi-private elevator, private foyer, two oversized balconies, a private extra large 2-car enclosed finished garage with refrigerator, and a climate-controlled storage room. The residence is being offered fully furnished, making it an ideal opportunity for a turnkey coastal retreat or full-time residence. Sunset Pointe at Collany Key offers an impressive collection of resort-style amenities, including a private beach, geothermal pool and spa, fitness center, bocce ball courts, putting and chipping green, gas firepits, covered outdoor kitchen and bar, waterfront boardwalk, kayak launch, fishing dock, and dog park. Located adjacent to the 1,800-acre Shell Key Preserve, residents enjoy easy access to pristine beaches, nature, shelling, kayaking, and peaceful coastal surroundings. The Island of Tierra Verde provides the perfect blend of privacy and convenience, with easy access to downtown St. Petersburg, South Tampa, and the surrounding Gulf beach communities. Enjoy exceptional dining, shopping, arts, entertainment, concerts, sporting events, and the natural beauty of Florida’s Gulf Coast. This exceptional Sunset Pointe residence delivers the best of luxury, privacy, and waterfront living. Everyday life here feels like a vacation, surrounded by natural beauty and vibrant coastal living. Experience coastal Florida at its finest and make this extraordinary condo your own. Call Melany Jablonski for an exclusive showing of this exceptional luxury residence today!
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,495
Sqft
2
Garage
2017
Year built
One
Levels
$1,178
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$22,212 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$22,212/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+196.4%
$/sqft vs Tierra Verde actives
$1,178 vs $442
Days on market
7 vs 113 typical
Where $1,178/sqft sits among the 75 Tierra Verde actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tierra Verde
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tierra Verde. See the full Tierra Verde guide →
TIERRA VERDE 33715 — neighborhood snapshot
Population
7,932
Median age
62.6
Median income
$105,068
Median home value
$539,700
Avg household
1.99
Households w/ children
442
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tierra Verde market
$986K → $1.0M
Tierra Verde median sold, yr/yr
94.4%
Sale-to-list ratio (12 mo)
40 of 75
Tierra Verde actives have cut their price
Median sold price, Tierra Verde, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 902% above the TIERRA VERDE 33715 median. See the full Tierra Verde market guide →
Paper trail
This home's history
Reality check
What actually sold near 650 COLLANY ROAD UNIT 406
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$2,800,000
650 COLLANY ROAD UNIT 503 · same community
3 bd · 3.5 ba · 2,746 sqft · $1,020/sqft · 12 DOM
Sold · Jun ’26$3,010,000
795 COLLANY ROAD UNIT 201
3 bd · 3.5 ba · 2,495 sqft · $1,206/sqft · 4 DOM
Sold · Jul ’26$1,375,000
648 SANTA MARIA DRIVE
3 bd · 2.5 ba · 2,403 sqft · $572/sqft · 112 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 650 COLLANY ROAD UNIT 406 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 650 COLLANY ROAD UNIT 406 — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
650 COLLANY ROAD UNIT 406 FAQs
What would the monthly payment be for 650 COLLANY ROAD UNIT 406?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $22,212/mo — principal and interest, the actual property-tax bill, the $2,050/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 650 COLLANY ROAD UNIT 406?+
The association fee works out to $2,050 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 650 COLLANY ROAD UNIT 406?+
The most recent tax bill on record (2025) was $36,423. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 650 COLLANY ROAD UNIT 406?+
The listing reports pets: Breed Restrictions, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tierra Verde?+
At $2,940,000, this home is listed about 220% above the Tierra Verde median of $919,500. The market section on this page shows how the area is trending.
Which schools are assigned to 650 COLLANY ROAD UNIT 406?+
Gulfport Montessori Elementary School (elementary), Bay Point Middle School (middle), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$2,940,000 runs 902% above the TIERRA VERDE 33715 median — but at 2,495 sqft it's also 17% larger than the typical Tierra Verde listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $2,050/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Fresh on the market
Only 7 days on market in a Tierra Verde market that averages 113 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of MIHARA & ASSOCIATES INC. · Melany Jablonski. MLS #TB8552946.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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