
3188 LAKE PINE WAY S UNIT F1, TARPON SPRINGS, FL, 34688
Active16 days on marketListed Oct 2, 2026MLS #TB8553173
About this home
3188 LAKE PINE WAY S UNIT F1
Wow, checkout this updated, first-floor condo overlooking Brooker Creek Preserve, where deer wander past the screened lanai in the mornings and evenings. This 2-bedroom, 2-bath condo in Pine Ridge at Lake Tarpon Village gives you 979 square feet of comfortable, easy-to-manage living space, no stairs to navigate, a 2025 A/C system, updated baths, and a setting that brings nature right to the back door. Inside, neutral tones and wood-look tile flooring installed in 2021 extend throughout the main living areas and continue onto the screened lanai, with lighter flooring in both bedrooms. The living room provides plenty of room for comfortable seating, while a wide bank of sliding glass doors fills the space with natural light and opens directly to the lanai. An adjoining dining area has its own decorative light fixture, creating a defined place for meals without closing it off from the rest of the living space. The well-kept kitchen makes smart use of its footprint with abundant warm wood cabinetry, generous counter space, a built-in pantry, corner sink, track lighting, and white appliances including a refrigerator, electric range, built-in microwave, and dishwasher. A wide pass-through opens the kitchen to the dining and living areas and doubles as a breakfast bar for casual seating. The primary bedroom has room for a full bedroom suite, along with a substantial size walk-in closet. The ensuite bath was updated in 2021 with a vanity with storage, large round mirror, and walk-in shower finished with wood-look tile, pebble-style flooring, frameless glass, and grab bars. The second bedroom measures approximately, with a large window and a full wall of louvered closet doors, giving it the flexibility to work equally well as a guest room, office, or combination of the two. The second full bath was also updated in 2021 and features a vanity with storage and a walk-in shower with wood-look tile and pebble-style flooring. A stacked washer and dryer are tucked into a dedicated laundry closet just off the kitchen. Then there is the screened lanai. Nearly 11 feet wide and wrapped in oversized screened openings, it feels like an extension of the living room while looking toward the greenery of Brooker Creek Preserve. Settle in with coffee in the morning, a book in the afternoon, or something cold at the end of the day and watch for the deer that regularly appear behind the building. The condo includes an assigned parking space with guest parking nearby, and the community pool and clubhouse are conveniently located across the street. Pine Ridge at Lake Tarpon also offers tennis courts, lakes, landscaped grounds, and paved walking paths. The association fee includes exterior and grounds maintenance, pest control, recreational facilities, water, sewer, trash, and reserve funding. The setting manages to feel surrounded by nature without putting everyday life out of reach. John Chesnut Sr. Park and Lake Tarpon are about five minutes away, Gulf Coast beaches approximately 15 minutes away, and downtown Tampa about 25 minutes away, with shopping, dining, recreation, and everyday conveniences throughout the surrounding Tarpon Springs and Palm Harbor area.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
979
Sqft
0 ac
Lot size
1985
Year built
One
Levels
$161
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,319 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,319/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.5%
$/sqft vs PINE RIDGE AT LAKE TARPON VILLAGE
$161 vs $174
Days on market
16 vs 71 typical
Where $161/sqft sits among the 21 homes for sale in PINE RIDGE AT LAKE TARPON VILLAGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pine Ridge At Lake Tarpon
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tarpon Springs. See the full Tarpon Springs guide →
Pine Ridge At Lake Tarpon — neighborhood snapshot
Population
2,133
Median age
51
Median income
$54,205
Median home value
$191,000
Avg household
2
Households w/ children
148
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tarpon Springs market
$433K → $415K
Tarpon Springs median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
12 of 21
PINE RIDGE AT LAKE TARPON VILLAGE have cut their price
Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 68% below the TARPON SPRINGS 34688 median. See the full Tarpon Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 3188 LAKE PINE WAY S UNIT F1
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$168,000
1308 PINE RIDGE CIRCLE E UNIT H1 · same community
2 bd · 2 ba · 979 sqft · $172/sqft · 103 DOM
Sold · Nov ’25$100,000
3232 LAKE PINE WAY E UNIT G1 · same community
2 bd · 2 ba · 979 sqft · $102/sqft · 6 DOM
Sold · Dec ’25$177,000
1182 PINE RIDGE CIRCLE W UNIT B1 · same community
2 bd · 2 ba · 979 sqft · $181/sqft · 263 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 3188 LAKE PINE WAY S UNIT F1 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3188 LAKE PINE WAY S UNIT F1 — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3188 LAKE PINE WAY S UNIT F1 FAQs
What would the monthly payment be for 3188 LAKE PINE WAY S UNIT F1?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,319/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3188 LAKE PINE WAY S UNIT F1?+
The most recent tax bill on record (2025) was $1,909. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3188 LAKE PINE WAY S UNIT F1?+
The listing reports pets: Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tarpon Springs?+
At $158,000, this home is listed about 63% below the Tarpon Springs median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3188 LAKE PINE WAY S UNIT F1?+
East Lake High School (high), Cypress Woods Elementary School (elementary), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TARPON SPRINGS 34688 market on paper
$158,000 is 68% below the TARPON SPRINGS 34688 median of $490,000, and at $161/sqft it sits under the Tarpon Springs average of $273.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
East Lake High School, Cypress Woods Elementary School, Tarpon Springs Middle School — East Lake High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS SOUTH TAMPA · Jodi Avery. MLS #TB8553173.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Tarpon Springs homes, in your inbox
Like 3188 LAKE PINE WAY S UNIT F1 but not quite? A daily digest of every new listing in Tarpon Springs — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Nicholas to ping you on any price or status change →


