9794 INDIAN KEY TRAIL UNIT 92, SEMINOLE, FL, 33776
Active11 days on marketListed Sep 29, 2026MLS #TB8553453
About this home
9794 INDIAN KEY TRAIL UNIT 92
Welcome to this stunning 4-bedroom, 4-bath townhome offering spacious, modern living in a desirable Seminole location. Designed with comfort and functionality in mind, this beautiful residence features an open-concept layout, generous living spaces, and stylish contemporary finishes throughout. The well-appointed kitchen flows seamlessly into the main living and dining areas, creating an ideal space for entertaining or relaxing at home. With four spacious bedrooms and four full bathrooms, there is plenty of room for family, guests, a home office, or flexible living arrangements. Enjoy the convenience of an attached garage, abundant storage, and multiple levels of thoughtfully designed living space. The community also offers a refreshing pool, perfect for enjoying Florida's year-round sunshine. Ideally located near the Gulf beaches, shopping, dining, parks, and the Pinellas Trail, this townhome combines the space of a single-family home with the convenience of low-maintenance townhome living. Whether you're looking for a primary residence, second home, or Florida retreat, this beautiful townhome offers an exceptional combination of location, space, and modern style.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
2,174
Sqft
0.2 ac
Lot size
1
Garage
1995
Year built
Three Or More
Levels
$253
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,494 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,494/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8%
$/sqft vs Seminole actives
$253 vs $251
Days on market
11 vs 54 typical
Where $253/sqft sits among the 323 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tara Cay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Tara Cay — neighborhood snapshot
Population
632
Median age
60
Median income
$87,375
Median home value
$433,200
Avg household
2
Households w/ children
32%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$405K → $450K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
172 of 323
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the SEMINOLE 33776 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 9794 INDIAN KEY TRAIL UNIT 92
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$385,000
9868 INDIAN KEY TRAIL UNIT 65 · same community
3 bd · 3 ba · 1,749 sqft · $220/sqft · 227 DOM
Sold · Jan ’26$672,500
7595 PINE VALLEY LANE
4 bd · 2 ba · 2,158 sqft · $312/sqft · 51 DOM
Sold · Dec ’25$785,000
14392 83RD PLACE
4 bd · 2.5 ba · 2,200 sqft · $357/sqft · 110 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9794 INDIAN KEY TRAIL UNIT 92 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9794 INDIAN KEY TRAIL UNIT 92 — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9794 INDIAN KEY TRAIL UNIT 92 FAQs
What would the monthly payment be for 9794 INDIAN KEY TRAIL UNIT 92?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,494/mo — principal and interest, the actual property-tax bill, the $375/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9794 INDIAN KEY TRAIL UNIT 92?+
The association fee works out to $375 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9794 INDIAN KEY TRAIL UNIT 92?+
The most recent tax bill on record (2026) was $5,807. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9794 INDIAN KEY TRAIL UNIT 92?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $549,000, this home is listed about 51% above the Seminole median of $362,500. The market section on this page shows how the area is trending.
Which schools are assigned to 9794 INDIAN KEY TRAIL UNIT 92?+
Oakhurst Elementary School (elementary), Seminole Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · David Toms. MLS #TB8553453.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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